Unfortunately speaking with RCI doesn't always clear up the confusion. I chatted with them to be sure I could use the RCI gift card from AARP for my booked cruise. I gave the reservation number, and all info regarding my booking. After researching, he said yes, I can use the gift card to pay down my cruise. I went to the AARP website and read the terms carefully. Nope. Not accepted for group rate cruise.🙄