What is your favorite neck wallet?

I am starting to think of my very future trip to Europe. I would like to wear a neck wallet and there are ton out there. I was wondering what everyone favorite is? I don't want it to big or cumbersome. I do like the idea of lots of organization such as card section, cash section, a spot for your phone that allows for quick access and must have RFID.

Having different sections plus carrying a phone in one of them could add up to a fair amount of weight being supported by your neck. I have never used one for that reason. But I could be way off base as well :)

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We've gotten ours at REI. No section for a phone, that's what the bra is for. ;)

Take with you what you want to put into the bag and test drive it. Done this many times, with many things.