kasmca

This may also be relevant to you https://www.royalcaribbean.com/faq/questions/if-i-test-positive-for-sars-cov-2-what-is-your-refund-policy-and-costs-covered

Yeah for those over 65 blue cross or manulife from Costco are reasonable options for supplemental health / medical insurance.

Check your Cruise line policies. We have a RCCL booked in Aug and they will refund 100% if we catch covid and are unable to board: https://www.royalcaribbean.com/faq/questions/if-i-test-positive-for-sars-cov-2-what-is-your-refund-policy-and-costs-covered We have $5 million out-of-province medical insurance with our BRIM credit card. https://brimfinancial.com/pdf_files/Brim-Insurance-Footnotes-1_Final_2018-05-15[2].pdf We also have trip interruption and trip cancellation insurance with our credit card but they have an exclusion clause for Covid related issues. We had to call the underwriting insurance company to verify this. I will need to see if I should get extra insurance to cover that for our airfare. TD offers it but it is one third of the cost of the airfare. We book hotels and cars with a 100% refundable option so we don't need cancellation or interruption insurance for those. We have collision and comprehensive insurance for car rentals covered by our credit card as well, but not 3rd party liability, so when renting a car, we opt to pay for that from the car rental. It is typically not recommended to use your own personal car insurance coverage on vacation as your rates will go up if you file a personal claim on it.