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Posts posted by GeezerCouple

  1. 37 minutes ago, Coral said:

    My TA has an Allianz policy that covers pre-existing conditions when insurance is purchased at final payment. This policy is great in other ways also. It is not cheap but an all around great policy. I have had successful claims and Allianz has been easy to work with.


    I can't find a broker who has this type of policy (pre-existing conditions covered when purchased at final payment).


    We've been able to get this type of coverage through TripInsuranceStore in the past.  We only got it once... we made reservations but really thought we would NOT be going; I'm forgetting why we handled it this way.  In any event, we ended up going - surprise!  So we needed insurance that didn't exclude pre-existing conditions.

    The main "problem" was that we have always (before this and after this) gotten CFAR (Cancel For Any Reason), and this "final payment" date for travel insurance didn't provide that choice.

    Fortunately, that was one of our trips where we did *not* have a claim! 😁


    I don't know if that policy is still available; that was pre-Covid, so a few years ago.



  2. 41 minutes ago, zitsky said:

    We’re on a Celebrity cruise on the Millennium trying to coordinate plans with family while visiting Penang, Malaysia.  It’s a two day stop.  I know schedules change but in general, how accurate is Cruisemapper?

    We haven't used Cruisemapper.

    Does this give different information than the Arrival and Departure times stated by your cruiseline (Celebrity in your case)?


  3. 6 minutes ago, HappyTravelerWithFriends said:

    My husband and I have Aetna Medicare PPO insurance.  When I purchase travel insurance, can I skip medical evacuation?  


    Welcome to posting on CruiseCritic! 😉


    You've been a member for quite a while, but if you don't post, you may not be familiar with the various sub-forum topics.

    Here is a link to the "Travel Insurance" section:




    You'll get more eyes that are familiar with travel insurance if you post your question there.

    This post might get moved there, but in case that takes time, just re-post.


    And here is a link to the list of other topics for your future reference.


    Do you have Medicare Advantage, or a Medicare Medigap/Supplement?

    As for your question, you'd need to look at *your* specific Aetna plan, in case it differs from others.  What does it say about coverage for medical evacuation?

    Also double check how much regular "medical coverage" you have out of the USA, separate from any "evacuation" needs.

    The bottom line is always going to include:  What does *your* policy state about relevant coverage?



  4. 1 minute ago, KKB said:

    A few years ago we had a couple tell us about their offer from Princess asking them to change to another ship as ours was overbooked. 

    It was quite impressive--the other cruise was 10 days as opposed to 7, they would move them to a suite as opposed to a balcony & give them $1K OBC.


    There is discussion on another thread here & skeptism that it occurs.

    My nephew in analytics in another industry says it nearly certainly does--it's how industries maximize profits.


    I was looking to see if anyone had personally experienced this or hears someone's story who had.


    This absolutely happens, but I've only heard of it in writing, not by phone... but that certainly doesn't mean it couldn't happen by phone, especially if timing is tight.


    We had a *wonderful* offer once.  We were offered a cruise in a different location (that alone wasn't a deal-breaker), a longer cruise, and a huge refund.  It wasn't enough to make it "free", but my goodness, was it ever a bargain.

    Unfortunately, that was back when DH was more constrained by work about dates, and we couldn't make the switch.  It was especially unfortunate, as it turned out that we needed to cancel anyway.  How nice it would have been to get that other cruise instead!


    The cruise lines do this when they have been oversold, and the cancellations weren't what their algorithms had predicted.  They usually do NOT want to cancel passengers who have paid in full, etc., for obvious reasons.  So they'll start making offers to see if they can find some passengers who will, literally, "jump ship". 🙂 

    This is why they can offer "guaranteed" reservations when a cruise may appear to be sold out.  It may indeed be sold out at that time, but they know from their history that some passenger DO cancel, and some quite late.

    (We were among those who had to cancel at very last minute, due to MIL's sudden hospitalization.  OTOH, we stumbled across a last minute availabililty that must have been from someone else who had a late cancellation:  We got an Owners Suite for a pittance, at a time when we had just cancelled a land trip so we were "ready to go!!".)


    As for the "offers to switch", they cruise line will keep upping the offer as they make it to others until they get someone to bite.  In many cases, these offers may be made to more than one person and it would be "first come", etc.


    Keep in mind that cruise lines do NOT want to have ships sail with empty cabins.  They are "perishable" (much like fruits!).  Once that "sell/sail by" date is past, there's no possible revenue...

    Hotels have similar situations.  We've occasionally "bargained" for a nice upgrade by offering something towards a luxury suite, which in our case then not only got the hotel "more money from us", but it allowed them to re-sell "our" room to someone wanting it but not wanting to spend more, etc.



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  5. We just received an email, and it looks to be legitimate (not obviously from some bad actor), asking for "feedback":



    We're sorry that you have decided to cancel your reservation with Oceania Cruises. We understand that your time is valuable and would greatly appreciate it if you would take less than two minutes to complete this two-question survey questions regarding your reason for cancellation.



    Except... we haven't had a reservation with Oceania for several years.  We haven't had any cruise reservation since our last cruise in Nov/Dec, 2019.

    We haven't re-started our globetrotting; we've barely made it to the supermarket!

    [I was critically ill, carried off our flight home in Dec, 2019. Not Covid; that wasn't a well known thing then. But it turned out to be a BAD case of RSV, and I am still (!!) recovering.]


    Is this perhaps an email with some malware (I did NOT click to "start now", obviously.

    Or are their records soooo screwed up?


    Inquiring minds, etc...





  6. 19 hours ago, SirTomster said:


    How was Hubbard?  My wife and I will be there in less than 30 days.


    We took an Alaska cruise several years ago (time out from Covid years, alas), and Hubbard Glacier was by far The Highlight Of The Trip.

    I have no idea if we were there during a particularly active day, but the calving... it was phenomenal.  I'm not sure how much closer any smaller boats could have gotten (safely).

    We stayed there for what seemed to be a very long time, with the Captain slowly rotating the ship repeatedly so everyone had several chances to see Hubbard without even needing to move.


    And then, heading out, the ship seemed to veer off to the left, where there was only a tiny narrow channel.  We were all assuming that the ship would soon head to the right again, where there was a lot more "space", the way we had arrived.  But no...!

    It was a very odd feeling... with jokes galore about "sucking it in so we don't get stuck!" and such.

    I have no idea if that is the "way out" that most ships take, but it really added a nice touch as we were leaving.


    We spent some extra time in Seward, and took some great excursions there.  And then the beautiful train ride to Anchorage.  We lucked out again, and saw a nice bore tide coming in.


    It was one of our favorite cruises, one of our favorite trips including land.



  7. 4 hours ago, trish1c said:

    A dear friend / cruise buddy is turning one of those birthdays with a zero.  We're talking about getting a group together for her birthday to cruise.  She hasn't sailed since before 2020.  Unfortunately, she's had some serious health challenges & now has low / no vision.  Obviously somebody will always be with her but what do we need to be aware of to make her trip more smooth?  She will be independent in the cabin & with her own personal care.   She is aware of her own limitations but can still enjoy a meal, listening to live music and a dip in the pool.  I just want her to be safe.  


    Please make sure the cruise line is notified, through their "Special Needs" section (might have a different name, depending upon cruise line).

    There may be some special assistance available, but at least, in case of emergency, they'll know your friend if among those who may need special help.

    There may also be special devices available, or even special cabins.





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  8. 3 hours ago, red725 said:

    I see most Alaskan cruises stay inland for most of the cruise, but is there rough seas where they go, I'm talking like white caps and like 6-10 foot sea ??


    "Inland for most of the cruise"?

    What do you mean by that?

    There is the "inside passage" that SOME ships take for the very first part of the trip, usually for the cruises that start in Vancouver.  The cruises from Seattle tend to go ouside of Vancouver Island, and those aren't "inland".


    As mentioned, heading across the Gulf of Alaska can definitely experience more "motion of the ocean", and how much depends upon the weather.


    Also, what do you mean by "Alaska cruise"?  There are some that barely get to the panhandle, and then return to the starting port.

    Or, there are the "Alaska cruises" that sail TO Alaska, and end up in (usually) Seward or Whittier.  Those are the cruises that sail across the Gulf of Alaska.

    Those are also the cruises with some truly stunning scenery (and if one is fortunate, a chance to see Hubbard Glacier, which was *the* high point of our cruise a few years ago!).


    The most sheltered would be the Vancouver to Vancouver, with a few stops in the more southern Alaska ports, not a cruise that ends IN Alaska.


    It's beautiful up there!


  9. 5 minutes ago, Cruista said:

    Help! We just booked a cruise with Royal Caribbean today and when I got the confirmation email, I noticed one of the names is wrong (one name is listed twice, one name is missing). Is this an issue to fix?

    It shouldn't be a problem *IF* you let them know immediately!

    Otherwise, it could later be seen to be a way to change a passenger when that isn't allowed.



  10. 23 hours ago, Torquer said:

    Anyway, we saw one couple who had their butler touring the ship with them to try to complete the scavenger hunt.


    Heck... why not just relax in one's suite, with some champagne and caviar or such, and let the Butler just do the scavenger hunt on your behalf.


    Better yet, ask the Butler if they can first draw you a nice bath, and *then* head out on *your* scavenger hunt!

    [We make good use of our Butlers, and yes, we do show our appreciation.  It really does make a difference to us.  But I've *never* understood how someone other than *me* could draw a bath.  Okay, I guess the late Queen Elizabeth had a standard water temperature for all baths (?), but I doubt that is what I do even for myself.  I'm guessing it depends upon the season, plus how warm or cold I feel at that particular time.  So no, that's not among the niceties that we ask for. 🙄 ] 


  11. 4 hours ago, rjp50 said:

    I found a separate thread that mentioned in passing that the PH2 cabins on deck 7 of Marina and Riviera were equipped with lounge chairs rather than the normal straight chairs.  This is an important consideration to us.  Can anyone confirm that this is the case?  (I realize that the PH1 cabins with the wrap around balcony on deck 7 have both straight chairs and lounge chairs)


    If you want lounge chairs and they are not there, just ask your Butler for one or two to be kept on your balcony.  There should be plenty of room.

    We've done that and with only a regular PH balcony on the Riviera.


    What gave us the idea was that in some port in the Caribbean (can't remember which by this time), we were docked right across from one of Oceania's R ships, which are smaller.  Point is, we looked right across... and there... was a PH with two lounge chairs on the balcony.  And those PHs are smaller than PH on the larger O ships.

    So we asked our Butler, who initially said it was impossible; that they wouldn't fit.

    We invited him to join us on our balcony, and there the three of us stood, waving directly across to the couple who were now relaxing on their nice loungers!  

    Quite soon, 2 lounge chairs were on our balcony. 🙂 

    Now, that *was* a bit tight, and I'm not at all sure how they did that on the R ship PH balcony.

    We soon asked to have one removed.  DH wasn't that eager to use a lounger anyway, although I was.  I fell asleep out there quite a few evenings... what a treat in that climate!


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  12. 2 hours ago, DrHemlock said:

    Yet another reason for one to request the air allowance from O -- never lavish but usually reasonable -- then book Biz or even Econ tickets oneself whether with money (usually nonrefundable 😢) or those fabulous refundable FF miles.


    One way international J (or the increasingly elusive F) tickets are a wonderful use of awards.  Awards can be terrific for round trip, too, but because international premium tickets are usually more than half the price of the round trip, it's perfect for using points, where there's no "one-way penalty".


    We've had to redeposit the points occasionally when we needed to cancel, and there was a modest fee.  (Travel insurance will cover that fee.)

    And we've had the occasional time when we couldn't re-deposit the points into the original program.  So we've occasionally had some points held captive in an airline program that we don't often use.  Then we need to find a route where it's not too inconvenient...  But using points for premium international flights on top international airlines... what a treat!



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  13. 2 hours ago, clo said:

    It seems that's a no-no in quite a few countries. I'd do some serious research before trying to take those. Research as in contacting that countries consulate.


    In many cases, the country will have online instructions about their own controlled or prohibited substances, as well as online forms to complete/submit or contact information about how to handle the request.


    We *always* do whatever is required, even though we doubt we'd ever "get in trouble".

    All it takes is a) a sniffer dog and enthusiastic agent or b) an agent who got up on the wrong side of the bed, and "you're it!" for whatever possibly arbitrary reason...

    Probabilities are very low, but especially in some places, the consequences can be very severe.

    It's just not worth the risk.  It's also not worth the worry.  It's quite simple to "do it their way" if one is going to their country.


    The few times someone has signaled us over, or there was a sign to "declare" something, we headed over.  As we walked over, I was opening the carry on and gettin ready to show what we had and perhaps our documentation.

    We are GeezerCouple and don't look much younger.  Perhaps for that reason (?) every time, the agent has smiled and waved us along.  In countries where there were strict issues, I'd start to say that we had some medications with us.  That generated another smile and a slightly more vigorous wave to continue on our way. 🙂 


    There have been a few times when we were in a luggage area sort of between airside and the immigrations/customs area, and we saw agents with dogs patiently sitting next to them.  We also watched them take the dogs around the various baggage.

    One time, the dog was sniffing and suddenly SAT DOWN.  That's the signal, not to call too much attention (no barking or such).  We watched to see if the agent was going to "do something", but the dog got a treat and they went on their way.

    We figured that was part of the training.  (We also wondered what was actually in that luggage!)



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  14. On 5/14/2024 at 2:04 PM, LuAnn said:

    You could see if you could find a "day room" in Anchorage and spend the day looking around town. 


    Our Alaska cruise was pre-Covid, so I have no idea if things are the same or not.

    As far as "day rooms", this was the situation at our hotel, and note that we were already "guests" there, not strangers walking in the door.


    MANY flights leave late in the evening, due to the length of many flights combined with the time zone changes.  (Otherwise, a lot of flights would be arriving on the East Coast in the wee hours.  Some people might not mind that, but most probably would, plus for those needing a connection to smaller airports from major East Coast hubs... probably not a lot of connections during the wee hours.)


    So... there were people and luggage, LOTS of people and LOTS of luggage, sprawled just about everywhere in the lobby and *any* seating area.  And the hotel had what we thought was a lot more than usual "seating and seating areas".

    We vacated our room at the last possible moment, after requesting a late checkout (a minimally "later" check out was granted; I suspect many of their guests were making the same request), and then we became part of the "general public" spread around the hotel.  We did decide to have a nice meal, a "proper dinner" in their dining room, so that gave us something to do, and a somewhat nicer place to sit for a couple of hours.


    Anyway, one method to guarantee a "day room" would be to make a regular reservation, and just not spend the night!  Depending upon how long you'd be waiting and how late your flight departs, that may/may not make sense.

    OTOH, it never hurts to *ask*!  Or perhaps have a regular travel agent call around on your behalf to try to find one.  (Some of those may have a bit of "pull" at some hotels... maybe?)


    Is it possible to enjoy a short excursion in Whittier, and head to Anchorage later in the day?

    Enjoy your cruise.  We absolutely loved our Alaska cruise; it was one of our favorites. 🙂 



    • Like 1
  15. Have not been on these ships, but on others...  These days, they are all accustomed to special diets.  However, they may need ADVANCE notice, and the more unusual the dietary restriction, the more advance notice.

    The way I put it:  "Help them to help you!" 🙂 


    And if it's some really tricky thing, then soon after boarding, ask to speak with someone from food services/etc., "to discuss VERY IMPORTANT FOOD ALLERGIES".  That will get their attention!


    Then keep in touch with your contact person(s).  They can help you know where you'll find foods that are suitable, or, also, they can arrange for suitable foods to be available where you are/where you will be.


    Also, we ALWAYS repeat the special requirement EVERY single time we order any food.  Then we AGAIN ALWAYS DOUBLE CHECK when it is served:

    "This IS the <special food type>, correct!?"


    Although we prefer open dining, meaning we don't have an assigned time, assigned table, and assigned servers, we tend usually quickly tend to find a waitperson who seems especially alert and pleasant, etc.  We ask for their name, and then we tend to arrive at the restaurant front desk and ask to be seated where "X" is.  We may need to wait briefly for a table to clear in that specific section, but it's never long.


    By the 2nd or 3rd time, the maître d' usually recogizes us, and starts to ask, "... at X's table?" with a smile?  We usually explain it's because of a serious food allergy and "X understands" or such. After that... we don't need to ask, unless someone else is on duty (and they don't tend to change often, mid-cruise).


    And... we also always bring along some pre-packaged snacks just in case.  These can be especially helpful the first day of a trip, or on an off-ship excursion, etc.


    Again, they are used to this type of thing these days.

    Enjoy your cruise!



  16. 2 hours ago, JVes said:

    The specific port is Port Melbourne, in Australia. (Melbourne is on the south-east of the continent, having a staring match with Tasmania.)


    I was expecting something a lot more like an airport. But you're right, the airport has people stuck waiting for planes, and makes money off hosting shops and cafes. The cruise port just has to make sure we're not carrying contraband and get us onto the ship as efficiently as possible.



    An airport has lots of waiting areas, and lots of permanent seating (even if "not quite enough" when flights are getting ready to board).
    There are going to be delays of various sorts, sometimes affecting full flights.

    And people are "in transit"; they may be making connections, so they can't really time their arrivals or departures the way they might have (and even when it's not a connection, timing is... difficult!!).


    With cruise ports, for "arrivals" and "departures", the goal is to have people arrive, get them processed, moved along, and back out the other side as quickly as possible.

    And a lot of the "waiting" in some cases (ship and port dependent) is... first simply to get into the terminal, and especially when the cruise is starting. 😡


    At ports of call, probably except for when first arriving, most passengers are wandering on and off on their own schedules... which means they aren't likely to be needing to spend much time IN the terminal.  They want to get going with their adventures, or get going right back to their cabins or to restaurants... ON the ship.  I doubt too many passengers want to pay to eat some mediocre food in a terminal when they can have all the food they want if they just walk a bit further onto the ship.


    23 hours ago, JVes said:

    It was difficult to find the disability area, too.


    Yes, THIS was a real problem at one place!  And especially when there was a major crowd just waiting/trying to get into the terminal.  We had trouble even finding anyone to ask about this.


    Part of all of this does depend upon the numbers.  The largest ship we've been on had just over 2,000 pax.  The others maxed out at about 1,000 or fewer.

    I cannot even begin to imagine the boarding process when the ship holds 5k or 6k pax (or more!?).

    It's got to be quite a task to get all of those people processed and moved along! 😲



    • Like 2
  17. 1 hour ago, Kay S said:

    This PH or better talk could be discouraging to new O cruisers, such as myself, who are booked down in steerage. 🙃 Don't tell me we will treated differently because of that.  This particular cruise is the perfect itinerary on the perfect dates, and we booked late.  Rather than risk the waitlist on something with a verandah, we took an ocean view down on a lower deck.  My husband is allergic to "class system" cruises and will never book  on one of those ship-within-a-ship behemoths coming out on the mainstream lines.  I don't want to tell him Oceania is more class-based than any others.  Yes, I get it; you pay more, then you get more.  I guess what I'm asking is will there be any "snobs" on O we will need to avoid?


    THe "extras" that *might* be considered "class-based" are minimal and mostly what one would expect:  size of cabin or suite.  I doubt there's any surprise there.  And there aren't passenger uniforms with designated colors indicating cabin size. (That is A JOKE in case there is *any* thought otherwise!!)

    Point is, almost all of any such "differences" are happening inside the accommodations. Extra bottles of free liquor at the top suites, just waiting inside, not something that a butler carries around on a tray following the escorted, privileged passenger as they wander around the ship.  (Another JOKE!)


    No... things like the Butler are also mostly "in the suite", especially that room service with full meals including from the specialties.  (I admit, we do like those meals, but no one else watches us have those served, nor do they know it's happening.)  When you are sitting around a lounge area or at dinner, everyone is treated the same.  Perhaps some very frequent cruisers are recognized by past crew members and greeted, but that's also not anything "class based".  The "Frequent Cruiser" could be staying in any level, and some may change around from cruise to cruise.


    And it's not like, say, NCL, where there is a "Haven" with restricted access, something that is noticeable at almost any elevator, plus locked doors if one is able to get off at the "wrong" deck/area.  Or a restaurant that is available ONLY to those staying in certain sections.

    There are a few specialty restraurants, but everyone has a chance to enjoy those.  Reservations are limited by size/space, and that is an issue for everyone.  (Top suites may get extra reservations, but again, that's not "noticeable" on board.)


    On Oceania, IIRC, there is one small spa area that was restricted, a deck at the very front.  (Someone had mentioned recently that when they were on one of the O ships, there was no functioning locking mechanism; I don't know it that was temporary or a longer-term change.). But there are plenty of other outdoor spaces, and one has to be in a very specific location (one end of the spa) to even notice that door.


    Oceania isn't completely "equal for everyone" (not much is, after all), but there is not a sense of "some haves and some have-nots" while you are on board.

    I would *not* worry about this issue, not at all.




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  18. 30 minutes ago, leaveitallbehind said:

    To add, what is charged and what is complimentary, as well as what times during the day a charge is applied also can vary by cruise line. With some mass market lines, typically continental breakfast and other similar items may be at n/c, but other menu items will carry a charge.  And past 11:00 PM a service charge may be applied. 


    Again, as it depends on cruise line it will be helpful to identify which cruise line to which you are referring.


    Yes, "it varies" are definitely the appropriate code words here!


    In addition to all of the "variables" already mentioned (cruise line, time of day, etc.), the "class of service/cabin-or-suite category" also makes a difference on some ships/cruiselines.


    Despite some general understandings such as "the class system on the Titanic no longer exists"... well, it probably doesn't exist in the *same* way.

    But there are definitely, er, "categories" for passengers, usually based upon type of accommodation (and usually related to cost of cruise).  Thinking now of only "room service", on some ships, those staying in suites, for example, may have no charge for room service, or may have that available for a wider selection of items or times, while those not in suites may be more limited.

    Making this even more, er, interesting, there are sometimes other "categories" that are based upon, say, number of cruises or cruise-nights, each with differing privileges/perks.


    On the luxury lines, there may be no such differences in "service", but perhaps only in the size/etc., of the cabins/suites.


    But knowing which cruise line would be a huge help in understanding various services and any related charges.



  19. 6 minutes ago, napria said:

    The broker is recommending Travel Insured “FlexiPAX”. I’ve never heard of them, but I downloaded a 57 page pdf.  The broker was recommended on CruiseCritic, and I’ve seen great reviews on multiple sites (including Trip Advisor, Yelp and Better Business Bureau)

    Was the broker TripInsuranceStore?

    We are among those who buy policies from them.

    And... we've had claims, including some large ones.  ALL got paid promptly.

    We also used Travel Insured (the actual insurance company), but our plan had a different name, so probably different terms (that have worked very well for us).


    Note:  You can mention names of insurers or insurance brokers here.

    It's just "travel agents" whose names are not allowed here on CC.



    • Like 1
  20. 29 minutes ago, ldubs said:


    Thanks.  Apparently different rules for State vs Federal courts may apply.  


    There may be some confusion here between "being automatically excused" and "having a request not to serve be automatically granted".

    The latter does require some sort of contact with the court system.  The former would not; it would be automatic based upon age.



    • Like 2
  21. 40 minutes ago, jasper15 said:

    Hi, My husband and I are Australian.


    A couple of days ago we booked a 16 night NCL cruise in June 2025 from Hawaii to Alaska, ending in Vancouver on June 20th. Today I booked another cruise with Princess from Vancouver on June 21st 2025 to Anchorage.


    I have since read some posts about the Jones Act/Canada Act and now I'm not sure if these two sailings are permitted? 


    Could someone please assist?

    I do not use a TA, I have booked these cruises directly with the respective cruise lines.


    Thank you 🙂

    No need to worry.

    [And as an aside, it's the PVSA (Passenger Vessel Services Act) that covers transport of people/passengers.  The Jones act is similar, but for cargo.]


    It only involves direct transportation between two USA ports without first calling at a distant foreign port (specifically defined).

    If I've simplified that too much, another CC member will soon stop by to correct me!


    So if you are getting off one cruise and not getting back on the *same* ship until the next day, there's nothing to worry about.  Getting off/on two different ships on the same day also isn't a problem.  Staying on the same ship could be a problem if they would end up making you start in one USA port and disembark in another without that distant foreign port.  (Consecutive but separate cruises on the *same* ship is what can cause unexpected trouble.  One is still on the same ship for sequential nights, so it doesn't matter if the combined trip is "called" a single cruise or more than one; it would be a violation.)

    It seems that Canada may have something similar, but I'm not familiar with that.


    But in both of your cruises, you are traveling between two different countries, so this doesn't apply.  And you have a day between the cruises, so it also doesn't apply.


    You might want to browse more about PVSA here on CC, where there are several threads, including a current one:



    Enjoy both cruises.  Sounds like a wonderful combination!




  22. 9 hours ago, EmmasNana said:

    Will a 59 min. connection time be enough time at ORD domestic flight on American? DFW - ORD - FLL



    Always have a Plan B, but in this case, it's especially important, as a missed connection isn't all that improbable, unfortunately.


    IF the flight is on time, you should be fine!



  23. Yes, in case of any claim based upon a medical situation, you should get a signed letter from a physician (or other healthcare provider), one preferably whom you have just *seen* (unless impossible, I suppose??).  I think many (most? all?) insurance policies state something like this.

    [A Zoom call these days may suffice... things have changed in the past few years!]


    It would not work to "self declare" that there was some medical emergency or other "need" requiring that you not travel, for obvious reasons.



  24. 7 minutes ago, Tn gal said:

    I recently had to cancel a cruise because of my husband’s hospitalization.  I have been reimbursed by the insurance company.  The personal cruise consultant at the cruise line offered fcc if I sent a physician’s statement.  If I do so, should I report this fcc to the insurance company?  I have many doubts that I will ever get to use the credit.  Thank you.


    However you handle it, don't double dip!

    IF you get credit from the cruise company, then do NOT claim that amount from insurance.  But it's likely to be better to get the cash from the insurance rather than a "credit" from the cruise company, which is limited in use and possibly in time duration.



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