I am pleased to report that after many emails sent to my travel agency and RCI plus phone calls and not getting anywhere fast I spoke to a lady called Lola at the TA and she said let me try and help. After talking ,holding ,talking, she was on another line to RCI so there was times when the jingo music was driving me to distraction but she managed to get me a deferment but I only had 24hrs to choose what dates. Fortunately being optimistic after our first few minutes chat I looked up an alternative sailing again on Indy but at the end of July and was so pleased with her help that I upgraded to a Junior suite so my wife could enjoy the luxury of a bath. Yes it cost more but the fact I did not have to pay any excess on my Insurance had I had to cancel defrayed some of that cost. Well done to Planet Cruise and RCI for helping me out. I informed my insurers that I would not need to claim but received not a single word from them but today got my renewal in the post but as it says advise of any damage to the neck/back the operator said that will be no problem so I asked if I could pay there and then and lo and behold it was £60 lower than my renewal quote, win win so far. Thanks again for everyones advice and help as I really appreciate it.