I am considering booking a cruise relatively last minute (11/10/19) on the Norwegian Escape NYC to Bermuda. Price is the same if I book with NCL direct or through BJ's Wholesale Club (BJ's is offering some onboard credit). My question is, do you think the price will reduce any further beyond where it is today and if so, is it easier to get an adjustment booking through NCL direct or BJ's? *If we book, we will book a a balcony room. Any suggestions.