What is commission on Disney Cruise?
Agencies booking less than $82,000 will receive a 10% commission rate. Agencies booking between $82,000 and $161,999 will receive an 11% commission rate. Agencies booking between $162,000 and $354,999 will receive a 12% commission rate.
-----------------------------------------------------------------------------------------------------
The rest of the schedule goes up to a max of 15%. Which is why high volume TAs can afford to provide perks like OBC.
Your TA has been ripping you off, IMO.