Newtrvlr2017

1 minute ago, leaveitallbehind said:

It's not that cruise lines charge you a high amount.  The medical centers on the cruise lines are for emergency services and, since insurance is not taken on the ship, if someone is sick or has an on board emergency, they charge you what the service would cost if billed through insurance.  Have you ever tried to get medical attention without insurance, or seen the bill for your services as submitted to the insurance companies?   I don't think the ship charge is significantly higher than that.

 

It's worth it not only as a cost deterrent but for the peace of mind knowing that you won't have thousands of $'s charged directly to you because you don't have insurance to cover it.

No as once you get to emergency or doctor, first thing they ask is your insurance card. Do have BCBS from work and Mayo partner with Allianz. Reading the Allianz coverage and also may go to Chubb website. Thanks folks for all your help.

8 minutes ago, leaveitallbehind said:

The odds of a cruise getting canceled is very low.  Odds of it being rerouted due to weather, is certainly more of a possibility. But neither of those would not be my concern. 

 

Having insurance to cover me against medical and other issues that could risk many thousands of $'s would be my priority.  Having that peace of mind would go a long way towards my cruise being relaxing.

So true. I want it to be hassle free while abroad. I read in the news and FB group being sick and how those cruiselines charge you to the yingyang. Planning to get an annual premium as it is worth it. 

26 minutes ago, GeezerCouple said:

 

We strongly agree with the suggestion to call www.TripInsuranceStore.com

 

But CALL them.  There is a lot that isn't included in the online information, plus they can help figure out what *you* might need, which could be very different from what we, for example, need.

 

Also, please browse through the Travel Insurance section of CC:

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

The mods may move this there soon.

But the other posts have a plethora of discussion and recommendations and reports of experiences.

 

This is what we just posted there:

 

 

I see.. thanks for the tips. My cruise and flights are paid in full and terrified that it get cancel. I want my first solo to be successful and relaxing.

I am going  on NCL epic on April 19 2024 to Greece and debating buying insurance. How likely that it will be cancel. New in solo cruising. TIA