redhd95

Thanks so much for your feedback, it was helpful. Yes it was definitely a lesson learned!

I met with my entire medical team which is huge, before and traveled with a zpack and some other medications. Which were useless for influenza. They also ran over $2000 in tests and most were at my request. Being one of the first patients of this influenza epidemic didn't help. I think that if had happened now it would have been treated appropriately.

But yes in future I will not purchase travel insurance through cruise line. Thanks for your insight.

 

It's really too late to do much about your recent unfortunate trip.

It does sound like it could have been handled better, but that's in the past.

(Yes, that sounds trite, but it's probably true. And we are as likely or more to "go after someone/something" if it seems warranted as anyone.)

 

However, for the future (for you or others reading), this might be a textbook case of why NOT to purchase the travel insurance through the cruise line. They have mixed priorities, vs. a *THIRD PARTY* travel insurance, with no link (or possible loyalty/business arrangement) with the cruise line.

 

Also, as to one of the comments above, we ALWAYS (*ALWAYS*) get a waiver of the [nasty] exclusion of pre-existing conditions. That way, it doesn't matter if something is new or old, or is exacerbating something old, or whatever.

And one could then contact the insurer directly, to have them help out with appropriate care or medevac.

 

We also get MedJetAssist, which would probably *not* have helped here, as one must be admitted in a hospital as an inpatient (not ER not observation), and then one can make one's own decision to be "taken home".

NOTE: There are a few other details, like being at least 150 miles from home to kick in.

 

I'm so sorry that you didn't enjoy the second half of your trip.

 

One other thing... it often pays to be VERY pro-active in terms of medical care... and discuss things with the medical team, and ask for other tests or such. Now, that doesn't help much if one is critically ill, and perhaps someone else (family/traveling companions) don't know quite enough to do it in your place, etc.

 

Best wishes...

 

GC

You’re blessed to be alive.

Get over the negative and enjoy what time you have left.

The cruise line nor the insurance owe you nothing.

 

(Even if they did, with your health complications, they would probably deny based on pre-exsisting conditions and/or changes in health status)[/quote

It's amazing how people ASSume the worst in everyone. I would like to prevent them from killing someone and would like to see Greece. I purchased a service, travel insurance so that if I needed to be medivaced I could be and my conditions do not cause me to get the flu, all my conditions were listed.

 

As to enjoying my life got that covered. But excuse me if I feel people should be held accountable for not following Government guidelines and put people lives in jeopardy. At bare minimum the Dr should be written up.

 

This is my first post in this forum and if I wanted trolls I would have stuck to Facebook. I was trying to get advice on how to hold them accountable.

On the plus side you survived! My mom passed just before Thanksgiving within 2 days of being diagnosed with pneumonia and sepsis.

So sorry to hear. And trust me I count my blessings daily

Hi all I'm new to this but thought I would reach out to the group on possible best way to handle this situation. I cruised on Norwegian Spirit in October, 2017. About midway through the cruise I became very ill. I have end stage heart and kidney failure and have had 2 bone marrow transplants which I communicated to ship Dr. I had body aches, cough. Fever, low blood pressure, difficulty breathing, thrush and severely dehydrated. They ran many tests and gave me s breathing treatment, did not quarantine me and diagnosed me with a cough. They told me to come back if i needed a breathing treatment, which i didn't. Needless to say I quarantined myself since I wasn' even able to stand. I was taken out by wheelchair on final day. We flew home and within 8 hours we were in the hospital. I was diagnosed with influenza type a, pneumonia and I was septic due to being at advanced stages . With the simple fact of me already being end stage heart and kidney failure it is truly a miracle I'm alive.

I submitted a complaint to Norwegian and was compltely blown off. Looking at cdc recommendations and talking to several travel agents I should have been quarantined and possibly medivaced off ship. I had purchased travel Insurance through Norwegian and if they had followed the correct procedures I would have been reimbursed for the time I was quarantined. I almost feel that they didn't follow the guidelines to not have to pay these benefits.

I am terminal and this was a trip to Greece on my bucket list. We spent over $5000 and was only able to experience half of it.

Does anyone have any suggestions on how to proceed