I use Medipac. In 2022 new medical issues arose that are considered pre-existing conditions and not stable. Also have ICD and take heart meds. I provided them with 100 pages of hospital records from my stay, medications, test results, you name it. I had regular conversations with their doctor who was reviewing my medical files and he suggested follow up questions I had to have with my cardiologist . After 2 months I was approved for one trip in Dec 2022. Now I’m awaiting another application approval for a cruise in a few weeks. thankfully I have no medical appointments, change in condition or change in prescriptions. If any of those had changed I wouldn’t be feeling very confident.
The great thing about Medipac is that I am covered for my heart condition versus many of the other companies who would cover me but not my condition.
