TLDR: There are a lot of things involved in the packages that may or may not work for you, and even without one, you may use enough of the others to make it a good plan for you. Sit down and figure out what you will actually do, then give yourself a little room for what you WANT to do (You're on vacation - treat yourself). Figure out what it would cost you to purchase all of it without the package and see what costs you the least money - then do THAT.
Actually I've done the math and even though we wont use the internet section, Premiere still works for us. First we will use the full digital photo package, there's the obvious tips, we will eat at least 3 meals in casuals since we can't leave the ship and mdrs aren't open on port days... but we'll probably grab sushi here and there outside of that. We would have done both specialty restaurant dinners anyway, we'll eat at least 1 dessert a day, if not both (We hear tell of some cake slices to be had as well as the crazy ice creams). Will take full advantage of the ocean now food delivery because it's hard to carry drinks and snacks while steering a scooter, and all of that is before we start drinking - at minimum there are specialty coffees for wake up, fancy juices for breakfast, cocktails for lunch, wines for dinner, the fact that I go through a ton of ice tea, which from what I hear means ordering a lot of hot teas to pour over ice. And of course there is probably going to be other cocktails/Mocktails here and there thorough the cruise. And I fully intend to do a self directed bar crawl at least one night of the cruise.