our ship will call at Bali "for a few hours" I believe. But I can see there are more reasons to want an international cover. Tx to contributors:).
I was not sure if it's ok to mention companies but it seems so. My excess I called weird was from Allianz. As for the clarity, I'm not sure it was for me. I am hard of hearing and Philipines and Indian accents with some agents do not make it easy to understand. Also the rigid and robotic manner to go through the products details, that I understand are compulsory to be read, can add difficulty to follow (if one has not fallen asleep in the process; Cruisers often belong to the third age, as it is called in French!