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About fshagan

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  1. I was going to mention the time it takes for a credit card dispute to go through. My experience has been it takes from 45 to 90 days anyway. My most recent experience was with a popular online service for genealogy who charged me but couldn't get me a log in. It took from mid-November to Mid-February for them to resolve the complaint.
  2. Normally I would agree with you. In this case, the government itself has imposed closures on the cruise lines, so that even people who are willing to risk cruising cannot book on the cruise lines for the next month or two. Because the stoppage is in no way the fault of the affected industries, and mandated by the government, the government has harmed the companies. They are entitled to get compensation for that. So are employees who lose their job because of government edict. So I view this as different from the bailout of the banks, who's problems were solely due to their incompetence, greed and malfeasance. There were some bankers who should have been charged criminally, but they were bailed out instead. This situation is different in my view.
  3. In normal times it takes about six weeks for a refund to wind it's way through the NCL system, so I'm not surprised that in these tumultuous times they are padding the time required. I think you can search this forum to see people who wait for four or five months for their refunds that fall into the "unusual" category, even in the past before the government shut them down. There was compensation for the Pride of America not being ready after her drydock that, if I recall, took NCL something like 8 months. Refunds after five months may have to be by a check, rather than back to the credit card. That depends on your card issuer, not NCL. They would much rather refund back to the credit card as that is always easier than cutting a physical check. I think most card issuers have a six month limit. I understand your frustration, and anger. You probably won't be successful at shortening that three month time frame because there's a lot of you out there dealing with this same issue.
  4. I wonder about this. With the debt load NCL has, I wonder if their creditors required them to purchase business interruption insurance?
  5. In the US, the Federal government has very limited civil "police powers" except in cases of insurrection or war. The states are given the traditional police power for quarantines and other health issues; states can also delegate their power to mayors and other local officials. If you're interested in the legal framework for this search for discussions of the 10th and 14th amendments and health emergencies. Health quarantines were well established in civil law by the time of our founding. For cruises, the Feds could close the ports since they have exclusive authority over them. They could also set up testing as part of the entry requirements, but I've heard the test for the corona virus is a little bit intrusive - a long flexible q-tip like device is inserted through your nose and swabs the back or your throat. It evidently isn't very pleasant. I can imagine the howls of protest from people forced to take the test who are symptom free, then wait the hours for the test results. Confining the 1,500 to 4,000 passengers with the few infected people waiting for test results would probably spread it more than letting asymptomatic people go home.
  6. It's in one of the CDC web pages, but I can't find it now. There are a few hundred pages now. Alcohol weakens the immune system and makes you more susceptible to certain viruses and diseases, including pneumonia and "Acute Respiratory Distress Syndrome" (ARDS) which is what most people with Covid-19 are dying from. This snippet is from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC4590612/: "Binge drinking" like we do on cruise ships affects our immune system; a little alcohol sends the immune system into overdrive, but then it gets "swamped" by the amount of alcohol and is compromised.
  7. It's still early, and there are other factors for us, but in the China outbreak the death rate for people 60 -69 was 3.6%. People 70 - 19 had a death rate of 8%, and for 80 and over it was 14.8%. Diabetics (of any age) and people with hypertension (of any age) had higher mortality rates too. And for some reason, the CDC is suggesting you avoid alcohol, as it somehow makes the situation worse. Not sure of the mechanism here, or if they are just being political with the alcohol thing. BUT, judging from how people with the beverage plan drink, I would think being a 63 year old with diabetes and hypertension who drinks five drinks a day is a recipe for disaster on a cruise.
  8. Princess' policy is at this link. They aren't offering cash refunds, just future cruise credit and a bonus. There is a provision to email them (no phone calls) for consideration of a cash refund. I suspect if NCL does this same type of policy they will have the same type of conditions. I suspect you could insist as they are not delivering the product you paid for, and you didn't initiate the cancellation.
  9. The ones that survive, that is. This could bankrupt some lines, and the government is less likely to bail them out like they did the auto industry since the cruise lines pay very little federal income tax, and most of the workers are not US workers. Princess' policy is at this link.
  10. I think it depends on how much you drink (or think you might drink). Two drinks a day on VV looks like it will be cheaper than the package price per day on other lines (and close to being cheaper than the gratuity on NCL's fake "free" drink package). If you drink more than two drinks per day then it will probably cost you more on VV.
  11. Here's a good "dashboard" of the virus infections, deaths and recoveries world-wide so far from Johns Hopkins University. It updates regularly so if you are viewing it for more than 15 minutes, refresh the page. They have pretty good science based resources on their Johns Hopkins Coronavirus Resource Center page.
  12. I just received my newsletter from Trip Insurance Store and unless you are actually sick medical coverage will not cover you for cancellation. Even if you are in a "high risk group" it probably won't cover you. "Cancel for any reason" coverage may cover you, but check before you cancel. NCL should extend their cancel/rebook coverage in my opinion. But if they don't you have to consider if your fear is worth not taking the trip. If you think you're going to die, then forfeiting the $6,000 is no big deal. I'd do that in a heartbeat. But if you think the amount you paid isn't worth losing, go on the trip and enjoy yourself.
  13. We're holding off on planning any new cruises due to the risk of trip interruption.
  14. This comes up from time to time. A person here legally who is applying for a longer work visa cannot leave the country during the visa application process. That can take six months or more. So a flight to Hawai'i, and a cruise on the POA, fits the prohibition without endangering the visa status. They can fly on their foreign passport domestically.
  15. The only line I pay extra for is Disney, as I find them worth a premium over NCL. Otherwise it's price and itinerary; if NCL is up against another line for the itinerary I want and the price is about the same, I'll give the nod to NCL because of true freestyle dining and good entertainment. So much of this is subjective though. Most people love Celebrity, but in our one cruise with them they left us absolutely underwhelmed in food, service and entertainment. So many people love them, though, that we will try them again when price and itinerary are good. Any individual cruise can be good or bad and it takes a few to really get the flavor of the line.
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