The T.D. US $ Visa has Trip Interruption, Travel Accident, Delayed and Lost Baggage, Car Rental Collision/Loss, and Emergency Travel Assistance Insurances. But these insurance amounts are not nearly enough coverage, and we are looking for other insurance options. Our trip is ~$15,000 USD, so if I can save a couple of %points in fees, it'll likely pay for half of the additional insurance coverage I need to buy.