Hi all - excited to go on our first Holland America cruise next week with my Mom. Apologies as I’ve looked but can’t seem to find - I’m using a gift card to buy OBC - but is the credit by person or by room? For example, should I be concerned with splitting between my Mom and myself and making sure to use the appropriate person’s card on the ship or does it matter and at the end of the cruise, anything charged to either one of our cards will be combined and the OBC applied to the entire room? If it helps, we only have one credit card for the room.