StrikeEagle Posted April 17, 2018 #1 Share Posted April 17, 2018 Hello everyone, We are going to drive from Houston to Port Canaveral for a cruise. If our car break down and can not make it for the cruise, is there any insurance company which cover this scenario under trip interruption and cancellation? Does anyone have this happened to you in the past and how does your insurance company responds to your claim ? Thanks Link to comment Share on other sites More sharing options...
roothy123 Posted April 29, 2018 #2 Share Posted April 29, 2018 I can't answer your question, but from the policies I've researched, I've never seen anything that would cover that situation. I've seen coverage for being "involved" in a traffic accident that caused you to miss a cruise ship (if you were delayed a certain number of hours) but that's all. I would allow plenty of time to get to the airport or cruise port (or whatever), have someone drop you off, or have a plan B if plan If you think there's a good possibility your car might break down, maybe you can have a Plan B in place or at least plan on showing up much earlier than usual to the airport or port. Link to comment Share on other sites More sharing options...
klfrodo Posted April 29, 2018 #3 Share Posted April 29, 2018 I believe there is. Go to http://www.tripinsurancestore.com Check out the FAQ section Make sure that coverage start date begins the moment you walk out the front door and ends the moment you unlock the front door. If you show the start date as the date you get on the ship, you’ll be SOL Link to comment Share on other sites More sharing options...
Rare Hlitner Posted April 29, 2018 #4 Share Posted April 29, 2018 Just a tip from a long time frequent traveler. Always have a Plan B...and think of insurance as only something that kicks in under the worst circumstances. If we have to drive a distance to a port we always allow for a lot of extra time (preferably a day). In your situation we would likely leave our car where it was (after having it towed to a dealer or garage) and get a one-way rental to the port. The thought of using insurance for such a circumstance would be distant in our mind. But as the other poster suggested, you might be able to get some coverage if the policy starts when you leave your home...as compared to when you board a ship or plane. Hank Link to comment Share on other sites More sharing options...
cherylandtk Posted April 30, 2018 #5 Share Posted April 30, 2018 I could not find a policy which covers mechanical breakdown of a personal vehicle under cancellation/interruption insurance. Please post if you find one, I am sure it would be of use to many others. Link to comment Share on other sites More sharing options...
salty dingo Posted May 3, 2018 #6 Share Posted May 3, 2018 Car break downs are not always time-consuming. If you lose a fan belt or something that can be fixed quickly and you likely won't miss your ship if you plan enough cushion. You can also have the car inspected by a mechanic beforehand and replace any worn parts. The truly catastrophic breakdowns (crankshaft fails, car gets totaled in an accident) can be tough to predict. If that happens, your best bet would be to leave the car where it is and rent a car to get you the rest of the way there. Why give up and file an insurance claim? It would be sad to miss the cruise when you don't have to. Link to comment Share on other sites More sharing options...
Recommended Posts
Please sign in to comment
You will be able to leave a comment after signing in
Sign In Now