Insurance Question

I am looking to insure my b2b cruise and am asking for your opinions. The insurance company is Nationwide and policy/plan name is titles luxury cruise. Your thoughts?

Second, because I am booking prior to final payment and outside original payment guidelines, the cost of "cancel for any reason" is not included and costs an additional $55. Should I purchase this? I do not plan to cancel unless for medical for self or in case of a death of a family member.

Your thoughts and suggestions will be much appreciated. Thanks in advance.

Have you asked this over in the Cruise/Travel Insurance forum? https://boards.cruisecritic.com/forumdisplay.php?f=635

Does the plan offer the coverage that you feel that you need? If so then it should do the trick. I personally wouldn't pay extra for CFAR coverage, once I book a cruise only a covered reason would keep me from going.

If only costs an additional $55 for the "cancel for any reason" -- buy it.

I too would spend the $55 on the cancel for any reason. Simply peace of mind

A cost of $55 for cancel for any reason sounds too cheap. Make sure you read the fine print or have it explained to you before you buy it.

DON

All these policies are comprised of a multitude of clauses of coverage. The trick is to get a policy that has all the coverage you need and not pay for something you don't need. Be sure policy covers: Medical, standard U.S. policies do not cover you once you leave the country. Evacuation, you did know that if you get really sick or injured they don't want the responsibility and set you ashore. Cancellation, be it hospitalization to just a change of heart.