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Help getting new trip Insurance??


karen&roy
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Guest maddycat
Price varies by state and age. Ours is $525/yr.

 

I wasn't asking how much you pay for the policy. I want to know what amount of medical coverage is offered.....$50,000? $100,000? Also, is the medical coverage per incident/claim or is it per year?

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Guest maddycat

I just went to the Allianz website and got the answers to my questions. I should have done it before but I was being lazy. The medical coverage is $50,000 per trip. I'm not comfortable with that amount. The policy that I have now with Travel Safe is $100,000 for medical coverage.

 

I also realized that the combined premiums for my 2 policies (we take 2 cruises a year) are less than the annual Allianz policy. An annual policy would be most benificial for those who take more than 2 trips a year and are comfortable with the lower coverage.

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Per person, or per couple?

 

Ours is per couple also. There are a variety of policies available at various price. We have 2 other medical policies so don't need a lot of medical but wanted $100,000 medical evacuation.

Edited by lakelorain
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