CookieDiva Posted February 26, 2016 #1 Share Posted February 26, 2016 Hi All! Working on our cruise documentation (Yeah!) and am trying to figure out the best credit card for us to use on our trip. If we will not be in need of currency conversion I'll use one card, but if we will need currency conversion, I'll use another. TIA! Beth Link to comment Share on other sites More sharing options...
Clarea Posted February 26, 2016 #2 Share Posted February 26, 2016 Hi All! Working on our cruise documentation (Yeah!) and am trying to figure out the best credit card for us to use on our trip. If we will not be in need of currency conversion I'll use one card, but if we will need currency conversion, I'll use another. TIA! Beth St Thomas uses US Dollars. St Maarten uses the Netherlands Antilles Guilder on the Dutch side and the Euro on the French side, but takes US Dollars everywhere we've been. Link to comment Share on other sites More sharing options...
Cruisin' Again 86 Posted February 26, 2016 #3 Share Posted February 26, 2016 Hi All! Working on our cruise documentation (Yeah!) and am trying to figure out the best credit card for us to use on our trip. If we will not be in need of currency conversion I'll use one card, but if we will need currency conversion, I'll use another. TIA! Beth Royal Caribbean Visa Card Link to comment Share on other sites More sharing options...
Merion_Mom Posted February 26, 2016 #4 Share Posted February 26, 2016 My experience in Marigot is that they wanted euros. I always have a currency conversion fee-free credit card. (Capital One Visa) Link to comment Share on other sites More sharing options...
CookieDiva Posted February 26, 2016 Author #5 Share Posted February 26, 2016 St Maarten uses the Netherlands Antilles Guilder on the Dutch side and the Euro on the French side, but takes US Dollars everywhere we've been. So say we make a CC purchase in St. Maartin? Would they charge us in US dollars? Or would they use the local currency and the CC would convert? Link to comment Share on other sites More sharing options...
CookieDiva Posted February 26, 2016 Author #6 Share Posted February 26, 2016 Royal Caribbean Visa Card We prefer our Citibank Double Cash Back. 2% cash back that can be used anywhere. I always have a currency conversion fee-free credit card. (Capital One Visa) That's the card we will use too if we will need to have currency converted. I believe that Discover does not charge too, but is not as widely accepted. Link to comment Share on other sites More sharing options...
Clarea Posted February 26, 2016 #7 Share Posted February 26, 2016 So say we make a CC purchase in St. Maartin? Would they charge us in US dollars? Or would they use the local currency and the CC would convert? Depends on the vendor, ask them before you purchase. Link to comment Share on other sites More sharing options...
Pumbaamd Posted February 26, 2016 #8 Share Posted February 26, 2016 (edited) Royal Caribbean Visa Card They will charge you a foreign transaction fee on your card in St. Martin. If you want to charge, you should use a card with no foreign trans fees. R&D Edited February 26, 2016 by Pumbaamd Link to comment Share on other sites More sharing options...
CookieDiva Posted February 26, 2016 Author #9 Share Posted February 26, 2016 Thanks everyone! Link to comment Share on other sites More sharing options...
Rare Keith1010 Posted February 26, 2016 #10 Share Posted February 26, 2016 For a credit card you want to use one that does not have a foreign transaction fee. If you don't have one of those it is a good idea to get one. USA dollars will be good at many places too. Keith Link to comment Share on other sites More sharing options...
Clarea Posted February 26, 2016 #11 Share Posted February 26, 2016 Hi All! Working on our cruise documentation (Yeah!) and am trying to figure out the best credit card for us to use on our trip. If we will not be in need of currency conversion I'll use one card, but if we will need currency conversion, I'll use another. TIA! Beth I'm with Carol, Capital One, no foreign transaction fees and ATM fees reimbursed up to $30 per month. Link to comment Share on other sites More sharing options...
CookieDiva Posted February 26, 2016 Author #12 Share Posted February 26, 2016 I'm with Carol, Capital One, no foreign transaction fees and ATM fees reimbursed up to $30 per month. Yep. Like I said previously, we have that card and that's the one that we'll be using if we needed to be concerned about the currency conversion. Which it sounds like we will. Thanks all! Link to comment Share on other sites More sharing options...
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