sweet carol Posted September 25, 2016 #26 Share Posted September 25, 2016 As elite and being one of the most travelled we were dining with the doctor on board for the Elite luncheon. He told us the biggest mistake people make when cruising is not buying insurance. He also told us when he picks up the phone and call for air evacuation lift it is $50,000.00 as soon as he makes the call. Make sure you are correctly insured. Link to comment Share on other sites More sharing options...
oldbluff Posted October 15, 2016 #27 Share Posted October 15, 2016 We have used TravelGuard for trip insurance on most of our cruises. They have much higher limits than the cruise line policies. If you happen to book your cruise thru a certain big-box warehouse chain, they have a link to TG that provides an even better value. Link to comment Share on other sites More sharing options...
Love resorts and cruises Posted October 15, 2016 #28 Share Posted October 15, 2016 I usually comparison shop at quotewrite.com. Pre-existing conditions is an issue for me. I also usually get much better coverage for a smaller premium than with the cruise line. The insurance is worth it for the piece of mind. Link to comment Share on other sites More sharing options...
yuccaman Posted October 15, 2016 #29 Share Posted October 15, 2016 (edited) When you are shopping for external insurance, know that some providers allow for pre-existing conditions (as opposed to cruise line insurance). For instance, the one I usually use includes them if you book the insurance within 10 days of your cruise reservation date. (I'm not sure I can mention them here, but their name is spelled similar to "alliance" and has a "z" in it. :p ) Edited October 15, 2016 by yuccaman Link to comment Share on other sites More sharing options...
Michelle19 Posted October 16, 2016 #30 Share Posted October 16, 2016 (edited) Thank you OP for this question. I learned quite a lot and got some very valuable information from everyone. Thanks so much! We always buy the insurance, but never quite sure what it covers or what would happen "if"........ yadda yadda.. Edited October 16, 2016 by Michelle19 Link to comment Share on other sites More sharing options...
hollon Posted October 16, 2016 Author #31 Share Posted October 16, 2016 Thank you OP for this question. I learned quite a lot and got some very valuable information from everyone. Thanks so much! We always buy the insurance, but never quite sure what it covers or what would happen "if"........ yadda yadda.. You're Welcome! :) I still haven't bought mine :( Link to comment Share on other sites More sharing options...
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