SanzD Posted February 17, 2017 #1 Share Posted February 17, 2017 I've heard conflicting information regarding On-Board-Credit (OBC) and whether you can use it in the casino or not. Has anyone used the OBC offered by travel agents and RCCL's WOW sale in the casino? Booked on Harmony in June and my dad loves the casino so hoping he can use on the slots and tables. Thanks Link to comment Share on other sites More sharing options...
Clarea Posted February 17, 2017 #2 Share Posted February 17, 2017 The casino uses cash. You can get a cash advance against your onboard account (which holds your OBC), but they will charge you 5% to do this if your onboard account is secured by a credit or debit card. Link to comment Share on other sites More sharing options...
SanzD Posted February 17, 2017 Author #3 Share Posted February 17, 2017 So would the 5% be charged against the OBC? Sorry if it's a crazy question. I haven't really played the casinos so its not something familiar to me. Link to comment Share on other sites More sharing options...
Clarea Posted February 17, 2017 #4 Share Posted February 17, 2017 So would the 5% be charged against the OBC? Sorry if it's a crazy question. I haven't really played the casinos so its not something familiar to me. All charges go to your onboard account. If you ask for $100 cash, they will charge your account $105. At the end of the cruise, OBC is used to offset charges in the onboard account. Link to comment Share on other sites More sharing options...
Fouremco Posted February 17, 2017 #5 Share Posted February 17, 2017 The casino uses cash. You can get a cash advance against your onboard account (which holds your OBC), but they will charge you 5% to do this if your onboard account is secured by a credit or debit card. If my onboard account is a cash account, can I get a cash advance with no 5% surcharge? Link to comment Share on other sites More sharing options...
Clarea Posted February 17, 2017 #6 Share Posted February 17, 2017 If my onboard account is a cash account, can I get a cash advance with no 5% surcharge? Yes, and you may have to remind them if they do charge you 5%. Link to comment Share on other sites More sharing options...
Fouremco Posted February 17, 2017 #7 Share Posted February 17, 2017 Yes, and you may have to remind them if they do charge you 5%. Thanks, Bob. Follow up question: are you aware of any restrictions on the amount you can get from the casino? Link to comment Share on other sites More sharing options...
Clarea Posted February 17, 2017 #8 Share Posted February 17, 2017 Thanks, Bob. Follow up question: are you aware of any restrictions on the amount you can get from the casino? I believe there are are restrictions, but I cannot recall details. Perhaps Ellen or Ken will see this and chime in. Link to comment Share on other sites More sharing options...
SanzD Posted February 17, 2017 Author #9 Share Posted February 17, 2017 Thank you! Link to comment Share on other sites More sharing options...
bouhunter Posted February 17, 2017 #10 Share Posted February 17, 2017 If my onboard account is a cash account, can I get a cash advance with no 5% surcharge? Maybe this is a stupid question, but if you have a cash account you're going to settle in cash, why would you want a cash advance? Link to comment Share on other sites More sharing options...
CruisefreakOH Posted February 17, 2017 #11 Share Posted February 17, 2017 Just got off the Serenade. We had $300 in OBC, so I went to the casino and asked for a $300 advance. The cashier asked if I was going to use it in the casino, I told him yes, so he gave it to me (plus a $15 "service fee"). Don't know what he would have done if I had said no. Link to comment Share on other sites More sharing options...
Ken at the beach Posted February 17, 2017 #12 Share Posted February 17, 2017 Thanks, Bob. Follow up question: are you aware of any restrictions on the amount you can get from the casino? On a 7 day or longer cruise you can get up to $500 per day. 6 day or less and its $300 per day. Link to comment Share on other sites More sharing options...
Ken at the beach Posted February 17, 2017 #13 Share Posted February 17, 2017 Maybe this is a stupid question, but if you have a cash account you're going to settle in cash, why would you want a cash advance? It's a way of getting your non refundable OBC out in cash. Link to comment Share on other sites More sharing options...
Fouremco Posted February 17, 2017 #14 Share Posted February 17, 2017 Maybe this is a stupid question, but if you have a cash account you're going to settle in cash, why would you want a cash advance? It's a way of getting your non refundable OBC out in cash. In addition to having a few hundred dollars in non-refundable OBC, I purchased a good amount of OBC in 2015 when RCI's USD/CAD exchange rate was quite generous for Canadians. Rather than paying for anything ashore at today's rate, I can get a cash advance against that less expensive OBC. Link to comment Share on other sites More sharing options...
Fouremco Posted February 17, 2017 #15 Share Posted February 17, 2017 On a 7 day or longer cruise you can get up to $500 per day. 6 day or less and its $300 per day. Thanks once again for more helpful information. :) Link to comment Share on other sites More sharing options...
918baker Posted February 17, 2017 #16 Share Posted February 17, 2017 (edited) Wrong thread :D Edited February 17, 2017 by 918baker Wrong thread Link to comment Share on other sites More sharing options...
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