styme123 Posted March 23, 2018 #1 Share Posted March 23, 2018 I'm looking into booking a cruise this Aug 2018 for the British Isles on Royal Princess. I'm just having a lot of anxiety about committing to booking it for some reason. It's 4 months away. What if something happens and I can't go? All those deposits, airfare, excursions that were booked? I called about trip insurance, but my husband recently had heart surgery in Jan so they said if it was canceled due to his health they wouldn't cover it since it's a pre-existing condition. The price for the cruise is pretty decent, but could I save any more money if I wait it out? I would hate to see it drop in price after I booked. It's a good bit of money for me so making the investment in it makes me a little nervous. What if the cruise stinks? meaning the ship experience is not a good one. (I've been reading through some reviews, some people have not had good luck) I tend to get a little impulsive with purchases at times so I'm trying to think of all the angles before I book it. Do others get nervous as well? Link to comment Share on other sites More sharing options...
GTO-Girl Posted March 23, 2018 #2 Share Posted March 23, 2018 Booking a cruise with all the expenses involved can be a bit overwhelming. Was it the cruiseline that you asked your questions about insurance? If so go to the website for Insure My Trip and call them. We never buy my insurance through the cruise line because you can get better coverage for less money through a third party. Normally most travel insurance will waive pre-existing conditions if the insurance is purchased within 14 days of booking the cruise. Have a wonderful cruise!! Link to comment Share on other sites More sharing options...
Rare Roz Posted March 23, 2018 #3 Share Posted March 23, 2018 Booking a cruise with all the expenses involved can be a bit overwhelming. Was it the cruiseline that you asked your questions about insurance? If so go to the website for Insure My Trip and call them. We never buy my insurance through the cruise line because you can get better coverage for less money through a third party. Normally most travel insurance will waive pre-existing conditions if the insurance is purchased within 14 days of booking the cruise. Have a wonderful cruise!! What GTO Girl just said. I purchase insurance that covers pre-existing conditions if bought within 21 days of the booking date. Roz Link to comment Share on other sites More sharing options...
$hip$hape Posted March 23, 2018 #4 Share Posted March 23, 2018 I'm looking into booking a cruise this Aug 2018 for the British Isles on Royal Princess. Do others get nervous as well? I have been dealing with anxiety over booking for years. It's part of the fun.:p I wish you the best ! Michael Link to comment Share on other sites More sharing options...
katrina915 Posted March 23, 2018 #5 Share Posted March 23, 2018 If the cruise price drops in price before final payment, most cruise lines honor it but you may lose promotional perks. I was hesitant about booking a cruise this year so I booked airfare through cruise line for the first time and it's not due until final payment. I didn't get insurance and can still can get before final payment. It covers preexisting conditions but is secondary so that could be a hassle. If I do this again, I probably would get the insurance sooner. So I have only paid deposit currently and final payment is due early April. I am watching airfare and it's not much of a difference in what I am currently paying. Good luck. Sent from my SM-G930V using Forums mobile app Link to comment Share on other sites More sharing options...
styme123 Posted March 23, 2018 Author #6 Share Posted March 23, 2018 Booking a cruise with all the expenses involved can be a bit overwhelming. Was it the cruiseline that you asked your questions about insurance? If so go to the website for Insure My Trip and call them. We never buy my insurance through the cruise line because you can get better coverage for less money through a third party. Normally most travel insurance will waive pre-existing conditions if the insurance is purchased within 14 days of booking the cruise. Have a wonderful cruise!! It was with Allianze (sp?) I used them for a trip to Alaska but that was before the heart issues this January. Link to comment Share on other sites More sharing options...
paul929207 Posted March 23, 2018 #7 Share Posted March 23, 2018 Insurance purchased thru Princess covers pre existing conditions if purchased within 14 days of the booking. Link to comment Share on other sites More sharing options...
TrqoisWtrs Posted March 23, 2018 #8 Share Posted March 23, 2018 Did you check with your credit card? I know mine offers basic travel insurance as a benefit. Link to comment Share on other sites More sharing options...
styme123 Posted March 23, 2018 Author #9 Share Posted March 23, 2018 Did you check with your credit card? I know mine offers basic travel insurance as a benefit. Good idea, I'll have to check that out. Link to comment Share on other sites More sharing options...
6rugrats Posted March 24, 2018 #10 Share Posted March 24, 2018 If you live in the US, many travel insurance policies (such as TravelGuard and TravelSafe) offer policies that cover pre-existing conditions if you purchase insurance within 14-21 days (depends on policy) after you pay your first deposit on the trip. I was surprised to find out how much coverage I had through my credit card when I checked it this year. I still have to buy trip insurance, but I mainly purchase for medical coverage and evacuation. Link to comment Share on other sites More sharing options...
lauren009 Posted March 24, 2018 #11 Share Posted March 24, 2018 I honestly wouldn't expect the price to go down this close to cruising and especially not in August as summer cruises are more popular! Link to comment Share on other sites More sharing options...
cargo13 Posted March 24, 2018 #12 Share Posted March 24, 2018 Generali Travel Insurance (used to be CSA) has a plan with pre existing coverages until final payment. https://www.generalitravelinsurance.com/view-travel-insurance-plans.html When is your final payment for your August cruise due? You can get coverages for pre existing up until then, but of course, if you want the cancellation coverages you should book within 48hrs of making your 1st cruise payment. Link to comment Share on other sites More sharing options...
styme123 Posted March 24, 2018 Author #13 Share Posted March 24, 2018 Generali Travel Insurance (used to be CSA) has a plan with pre existing coverages until final payment. https://www.generalitravelinsurance.com/view-travel-insurance-plans.html When is your final payment for your August cruise due? You can get coverages for pre existing up until then, but of course, if you want the cancellation coverages you should book within 48hrs of making your 1st cruise payment. My deposit is due tomorrow and final payment at the end of May. Link to comment Share on other sites More sharing options...
mcgratru Posted March 25, 2018 #14 Share Posted March 25, 2018 Don’t worry about all of the negativity. Most complaints are over minor things...a cruise, even one with a few glitches, is still better than no cruise...book and enjoy! Link to comment Share on other sites More sharing options...
tropicqueen Posted April 3, 2018 #15 Share Posted April 3, 2018 I honestly wouldn't expect the price to go down this close to cruising and especially not in August as summer cruises are more popular! Regarding cruise price going down, you never know. We took a British Isle cruise last Aug and had the Beverage package. We decided to trade it in and get the difference back and apply it to the fare. This was on Princess and was after the final payment. When I called to do this they were so nice and helpful. I ended up getting over $1000 as the price of the cruise had dropped also. As we had made the final payment, they just credited our account. Then the funny thing is they had over booked and offered us a good deal to not take that cruise. If we had still been in the U.S. we probably would have taken the deal. However, we were already in the U.K. and just wanted to go on the cruise. Had the best time, even though it rained every day. But, not all day most days. Was fun going to Ireland & Scotland where our ancestors migrated from. One other tip, to get to the Port, Dover in our case, we took BlackBerry car service. At our age 74 we Didn't want the Hassel of the train or bus. They picked us up on time and delivered us to the ship. Was about $100 or less for 2 people. Pleasent drive with a very nice young man from Poland. Well worth the money to us. On the travel insurance, look into ( cancel for any reason ). That would give you piece of mind to enjoy your trip. Who knows if you will have another chance. Tropicqueen , Link to comment Share on other sites More sharing options...
Rare Hlitner Posted April 3, 2018 #16 Share Posted April 3, 2018 The easy solution to the anxiety problem is to not book :). Otherwise, the OP needs to learn how to deal with their own internal demons. Hank Link to comment Share on other sites More sharing options...
styme123 Posted April 4, 2018 Author #17 Share Posted April 4, 2018 The easy solution to the anxiety problem is to not book :). Otherwise, the OP needs to learn how to deal with their own internal demons. Hank I guess anxiety is a stronger word. I think I should have used conflicted instead ;). Being new to cruising I'm just trying to avoid making "rookie" mistakes that can be costly. I always value hearing what others have to say and their advice and perspectives. I take it all in and then make my own choice that fits me best. Link to comment Share on other sites More sharing options...
styme123 Posted April 4, 2018 Author #18 Share Posted April 4, 2018 Regarding cruise price going down, you neverknow. We took a British Isle cruise last Aug and had the Beverage package. We decided to trade it in and get the difference back and apply it to the fare. This was on Princess and was after the final payment. When I called to do this they were so nice and helpful. I ended up getting over $1000 as the price of the cruise had dropped also. As we had made the final payment, they just credited our account. Then the funny thing is they had over booked and offered us a good deal to not take that cruise. If we had still been in the U.S. we probably would have taken the deal. However, we were already in the U.K. and just wanted to go on the cruise. Had the best time, even though it rained every day. But, not all day most days. Was fun going to Ireland & Scotland where our ancestors migrated from. One other tip, to get to the Port, Dover in our case, we took BlackBerry car service. At our age 74 we Didn't want the Hassel of the train or bus. They picked us up on time and delivered us to the ship. Was about $100 or less for 2 people. Pleasent drive with a very nice young man from Poland. Well worth the money to us. On the travel insurance, look into ( cancel for any reason ). That would give you piece of mind to enjoy your trip. Who knows if you will have another chance. Tropicqueen , Did you do the 12 or 8 day cruise? Link to comment Share on other sites More sharing options...
Host Walt Posted April 4, 2018 #19 Share Posted April 4, 2018 Been there, done that. We booked a 17 day Canal cruise from Ft. Lauderdale to Los Angeles about 15 months ago and bought insurance from Princess when we paid the deposit. Final payment day came and we paid it in full. Then about 3 weeks later my doctor said the only sailing I should be doing is my little toy sailboat in the bathtub. (Foot issue as well as a diverticulitis issue.) I called Princess to start the insurance claim process and was told that they would refund the whole ball of wax immediately without involving the insurance company. They did exactly that and the payment refunds arrived 2 days later. Easy peasy. Link to comment Share on other sites More sharing options...
Rare Hlitner Posted April 4, 2018 #20 Share Posted April 4, 2018 I guess anxiety is a stronger word. I think I should have used conflicted instead ;). Being new to cruising I'm just trying to avoid making "rookie" mistakes that can be costly. I always value hearing what others have to say and their advice and perspectives. I take it all in and then make my own choice that fits me best. Rookie mistakes? For what its worth we are no rookies (been traveling extensively for about fifty years) and we still make mistakes.....sometimes big ones. Most of the time you just "suck it up." call it a learning experience, and move on with a smile. I could write a book about all the mistakes we have made doing mostly independent travel around the world. Hope it all works out for you. Hank Link to comment Share on other sites More sharing options...
tropicqueen Posted April 4, 2018 #21 Share Posted April 4, 2018 Did you do the 12 or 8 day cruise? We did the 8 day on Pacific Princess. We missed our first stop as we were late leaving Dover. There was a electrical problem on the ship. They reimbursed us $150. Quite a few folks had booked this cruise to get to go to Gernsie. So, we're not happy about that. Still had a wonderful time Tropicqueen Link to comment Share on other sites More sharing options...
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