Jump to content

Foreign currency or credit card

Recommended Posts

we will be traveling to Hong Kong and a few cities in Japan. Is it best to pay with the foreign currencies or use credit cards with no foreign currency fees? When one purchases foreign currency in the country, can one use a visa credit card?

Link to post
Share on other sites

Use local currency for small purchases. The easiest way, and best exchange rate will be withdrawing cash at a local ATM, using your bank ATM or debit card. Just be sure to notify your bank before you go. Use your credit card for larger purchases, Most places that take credit cards will accept Visa or Mastercard . Again, notify the CC company before you go.

Link to post
Share on other sites

Do what 'mom says"'.


If you buy anything in the HK street markets you're expected to haggle over the price and cash is King!


I believe obtaining foreign currency with you Visa credit card is a Cash Advance and you probably incur a hefty cash advance fee.

Use your debit card for cash withdrawals, but check with your bank about fees for using it.

Edited by Philob
Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
  • Forum Jump
    • Categories
      • Forum Assistance
      • Register Now for Cruise Critic Live Special Event: Explore the Remote World with Hurtigruten!
      • Q&A with the Quark Expeditions Team: New Ship Ultramarine
      • New Cruisers
      • Cruise Lines “A – O”
      • Cruise Lines “P – Z”
      • River Cruising
      • ROLL CALLS
      • Digital Photography & Cruise Technology
      • Special Interest Cruising
      • Cruise Discussion Topics
      • UK Cruising
      • Australia & New Zealand Cruisers
      • Canadian Cruisers
      • North American Homeports
      • Ports of Call
      • Cruise Conversations
  • Create New...