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Insurance for a comped trip?

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We have a casino comp cruise from Royal Caribbean and we are only paying port taxes. We would like to get trip insurance for medical reasons for this trip. What do I say is our travel costs? 0? or port taxes?

Any suggestions are appreciated.

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This is a little late in replying, but note that using a minimum of $1 cruise cost starts your policy now, instead of the date of travel.  Makes a big difference if you need to cover a future medical condition that first presents itself somewhere between policy payment and before you board the ship.


And of course, as klfrodo noted, you get up to $500 worth of coverage for the same policy cost.  So, for two reasons do not insure $0 trip cost.

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If you're only wanting medical, you can get that and nothing else.  We did that last year for a vacation outside of the U.S.  I called TravelGuard and told them medical was all we needed (no other financial loss if we had to cancel prior to going) and they had a policy with great coverage for a very low price.  Hope this helps.

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