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1st4our25th

What to include as non-refundable trip costs?

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This will be our first cruise and our first time ever purchasing travel insurance. I'm not sure what costs to include in the coverage. Do you include the port taxes & fess, pre-paid gratuities, drink package, excursions, etc? Or will those charges automatically be reversed by the cruise line should you cancel before the trip since you never used them? I know you include the cruise cost, any hotel charges that are non-refundable, and airline tickets (if applicable) but I want to make sure I include everything I should. Thank you!

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