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Sizzlechest

Casino credit without the 5% charge

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I tried searching and saw there was some kind of a pre-pay that used to be offered on the Cruise Planner, but has now been discontinued. A Casino credit account seems to be about $10,000 of credit. Other than bringing cash onboard and storing it in the room safe, is there another way besides the ATMs?

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Posted (edited)

Hi Sizzlechest,

 

If you are invited as a member of the Casino Royal, you may take up to $2000 per day as a cash advance without the 5% charge.

 

Knuckles

Edited by knuckles

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You actually have to be rated as a Prime member or higher to receive the no 5% charge.  Hope this helps.

 

Knuckles

royalcaribbeancasino-300x300.jpg

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48 minutes ago, Sizzlechest said:

Thanks, but no. This does not help. This is my first RCL cruise.

 

You can ask to be rated on board.  If you qualify, I have seen players be given Casino Royale benefits during the cruise.  Granted you will not know until you are already on board.

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1 hour ago, zeridan said:

You can wire money to the ship as well.

 

Yes, but wire transfers are costly ($20)

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Posted (edited)

Surprised they stopped allowing you  to buy chips on cruise planner , just bought several hundred on celebrity love the extra 5 percent.

Edited by George C

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31 minutes ago, Sizzlechest said:

 

Yes, but wire transfers are costly ($20)

The fee on even just $1500 would be $75. If you are planning to spend less than that in the casino on average, it is unlikely that you will find yourself ever getting rated as Prime unless you cruise a lot. I'd just bring the cash at that point. If they ever bring back the ability to pre-purchase chips/play that could be a solution as well.

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When I took my first RC cruise in August 2018, the 2nd night I took out money against my card and paid 5%.

The 5th night when I did it again I was not charged....probably because I earned enough points during the course of the cruise that the casino manager awarded me Prime level and waived the fee.

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5 hours ago, Sizzlechest said:

I tried searching and saw there was some kind of a pre-pay that used to be offered on the Cruise Planner, but has now been discontinued. A Casino credit account seems to be about $10,000 of credit. Other than bringing cash onboard and storing it in the room safe, is there another way besides the ATMs?

 

You can give yourself OBC and then get an advance against your onboard account.  If you have a cash type onboard account, there is no 5% fee.

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I think maybe the OP is asking about a line of credit for the casino ?  As far as I know they still do this.  You just have to prearrange with the casino directly.  I have no idea how it works or how much money you have to obligate to get a LoC.

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1 hour ago, Host Clarea said:

 

You can give yourself OBC and then get an advance against your onboard account.  If you have a cash type onboard account, there is no 5% fee.

 

This sounds good. How do I do it?

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Posted (edited)
7 minutes ago, Sizzlechest said:

 

This sounds good. How do I do it?

Take cash with you and put on your account.....which is essentially the exact same thing as taking cash with you and using it at the casino 😉

 

Unless you are taking/planning on gambling more than 10k just take cash with you and have fun.  In which case...you can always wire.  My personal checking has free in/out wires for US to US.  My business accounts don't...so when I do wire...I just push the cash into my personal account and poof....no fees.

Edited by dodgestang

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You DO NOT want to pay a fee for your gambling funds.....that's a losing proposition!

 

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1 hour ago, Sizzlechest said:

 

This sounds good. How do I do it?

 

Call 800-722-5443 to add OBC to your account. 

 

During the cruise, if you want cash, go to the casino and ask for an advance against your onboard account.  At the end of the cruise, should you have any remaining OBC, go to Guest Services on the last day and ask for cash.

 

Remember, you must have a cash type account to avoid the 5% fee. 

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22 minutes ago, Host Clarea said:

 

Call 800-722-5443 to add OBC to your account. 

 

During the cruise, if you want cash, go to the casino and ask for an advance against your onboard account.  At the end of the cruise, should you have any remaining OBC, go to Guest Services on the last day and ask for cash.

 

Remember, you must have a cash type account to avoid the 5% fee. 

 

 

That's great. RCL is holding the money for me. No chance of losing it or getting it stolen.

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2 minutes ago, Sizzlechest said:

 

That's great. RCL is holding the money for me. No chance of losing it or getting it stolen.

 

Make sure the casino gives you cash, not some sort of ticket for the slot machines.  If they won't give you cash, then don't do it.

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On Harmony in January you could no longer get cash at the cage, they would only give you a slot ticket which must be played through once and had no cash value (like the way the free play promos work) or promo chips, no cash.

 

You were allowed to charge to the room via the slot machine up to $300 per transaction with no fee. It transferred $300 to the machine and you can then cash out the ticket and exchange it for cash at the window or just use it to play. If you wanted more you could do a second or more transaction but limit was up to $300 per transaction. This was for everyone, not just prime and I think max per day was like 3K or 4K. This may just be on Harmony and not all ships. It made it more convenient then having to go to the window and have them process the room charge.

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Yeah, that "convience" worked too good for the ship on my last cruise.   You never have to leave the machine!

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11 hours ago, Host Clarea said:

 

Call 800-722-5443 to add OBC to your account. 

 

During the cruise, if you want cash, go to the casino and ask for an advance against your onboard account.  At the end of the cruise, should you have any remaining OBC, go to Guest Services on the last day and ask for cash.

 

Remember, you must have a cash type account to avoid the 5% fee. 

Trying to understand the OP.  He doesn't want to take $10K (or $X amount) in cash on board at the beginning of the cruise because he is afraid it may get lost/stolen.  But if he even breaks even, he is willing to carry $10K (or $X amount) in cash or more off board at the end of the cruise?  He's willing to lose up to $10K (or $X amount) gambling, but a $20 wire fee is too much to pay to make sure his $10K (or $X amount) is credited to his account to avoid the 5% charge?

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With cash accounts. Keep in mind on a 7+ night sailing the put a $500 limit and on a shorter sailing a $300 spending limit. Which means each time you spend that much (be it automatic gratuities, purchases, excursions, casino etc) you have to go on down to guest services and give them more cash. So you will want to get a big enough OBC  for all your spending if that is the way you go. Keep in mind, they are going to give that back to you as cash at the end of the cruise if there is surplus. 

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2 hours ago, The Scurvy Pirate said:

Trying to understand the OP.  He doesn't want to take $10K (or $X amount) in cash on board at the beginning of the cruise because he is afraid it may get lost/stolen.  But if he even breaks even, he is willing to carry $10K (or $X amount) in cash or more off board at the end of the cruise?  He's willing to lose up to $10K (or $X amount) gambling, but a $20 wire fee is too much to pay to make sure his $10K (or $X amount) is credited to his account to avoid the 5% charge?

 

Where did you get the $10k figure from? If you were willing to gamble that much, you'd just get a line of credit from the casino. If you want LESS than that, you don't have many fee-free options other than carrying it around or hoping your room safe is secure. (HINT: It's not.)

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