Cool Breeze Cruiser Posted March 27, 2019 #1 Share Posted March 27, 2019 We purchased Nationwide Luxury Cruise insurance for our Escape January 2019 cruise. We had a change in itinerary from Dominica to Antigua prior to our cruise so we submitted a claim when we got back from our cruise & promptly received checks from Nationwide for $1250 pp. We purchased Nationwide Luxury Cruise insurance again for our Jade transatlantic April 2019. The departure port was changed from Manhattan to Brooklyn a few months ago. We called Insure My Trip & the representative we spoke to said she thinks change in departure port would qualify as change in itinerary. I know we can’t submit a claim until we get back from our cruise but has anyone made a claim for a change in the port of departure? Link to comment Share on other sites More sharing options...
tallnthensome Posted March 27, 2019 #2 Share Posted March 27, 2019 Have you looked in the cruise insurance forum for some specific answers to questions like this? Link to comment Share on other sites More sharing options...
Cool Breeze Cruiser Posted March 27, 2019 Author #3 Share Posted March 27, 2019 46 minutes ago, tallnthensome said: Have you looked in the cruise insurance forum for some specific answers to questions like this? I posted there also but a lot more people read this forum. Link to comment Share on other sites More sharing options...
njhorseman Posted March 27, 2019 #4 Share Posted March 27, 2019 (edited) It would require a close look at the exact policy language to make an accurate coverage determination, but having lots of experience in both the travel and insurance industries I can't see how it would be considered a change in itinerary. Both the Brooklyn and Manhattan cruise terminals are located in the Port of New York and are operated by the same company. There would be no meaningful changes to your travel plans regardless of which pier was used. You could fly into the same NY area airport of your choice for either cruise terminal with the only possible difference being slightly different ground transportation from airport to cruise terminal. Of course if the person processing your claim didn't realize that Brooklyn and Manhattan are both part of NY City, they might approve it based on sheer ignorance. Edited March 27, 2019 by njhorseman Link to comment Share on other sites More sharing options...
brer111 Posted March 28, 2019 #5 Share Posted March 28, 2019 On a side note - what do you usually pay for the Nationwide Luxury Insurance for your cruises? Link to comment Share on other sites More sharing options...
zqvol Posted March 28, 2019 #6 Share Posted March 28, 2019 I would be surprised if you got anything for that. New York is New York. Link to comment Share on other sites More sharing options...
tgloersen Posted March 28, 2019 #7 Share Posted March 28, 2019 I usually use Nationwide for cruise insurance. I also had a no hassle claim. But i choose the Choice Cruise not Luxury, difference in amounts of coverage but was more than enough. Depending on the cruise it can cost $200 to $250 Link to comment Share on other sites More sharing options...
Cool Breeze Cruiser Posted March 28, 2019 Author #8 Share Posted March 28, 2019 5 hours ago, brer111 said: On a side note - what do you usually pay for the Nationwide Luxury Insurance for your cruises? It is based on your age & cost of trip you are insuring. I am 58, my husband is 65. We paid $244 for $4000 worth of coverage for our 14 day cruise. Link to comment Share on other sites More sharing options...
brer111 Posted March 29, 2019 #9 Share Posted March 29, 2019 I did a quote online with them for our cruise - 9 days a little over 4000 ade 67 and 75 and quoted 404.00 higher than ncl rate Link to comment Share on other sites More sharing options...
6rugrats Posted March 30, 2019 #10 Share Posted March 30, 2019 I don't know if it would qualify, but it's worth submitting a claim. The paperwork is pretty easy to complete. Link to comment Share on other sites More sharing options...
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