Using Slot Machines as Cash Advance from S&S

[luv2cruise2thebeach]

My wife and I are sailing on the Fascination in September.  I know that it is possible to transfer funds from S&S to a slot machine and then cash out to use that for table games in the casino.  We were considering doing this on that cruise, and then using AARP gift cards at the end to pay for the cruise.  I am wondering if anyone is aware of a limit of how much the casino cage will give you each day?

[ALWAYS CRUZIN]

Just a heads up. This is what I used to do and they will no longer let me or anyone do it. Playing the slots. I would load $100.00 on my room. (The charge card) No matter how much of that I played I would always start again with $100.00 If the slot was cold and only used $20.00 next time I would start again with $100.00 You can easily see that my room card would have a lot on it at the end of the cruise. One cruise over $7,000.00. Last one was just over $3,000.00 They checked and would not let me cash out for that amount. Saying I did not play that amount and would not give me the cash, Took me down to customer service and put that money (In Cash) against the amount charged to my charge card. They called it money laundering. This is the reason I did it. My charge card gives me 3-3/4% cash back. So charging $7,000.00 on the card I would get $262.00 in cash back. I would leave the ship with the cash and deposit it in the bank to pay the card. I know what I will do now and get the same results. Not saying on here.

[coevan]

57 minutes ago, twodaywonder said:

My charge card gives me 3-3/4% cash back

 

 

really? which card offers this?

[ALWAYS CRUZIN]

22 minutes ago, coevan said:

 

 

really? which card offers this?

If you have a minimum of $100,000.00 in the checking and or savings, combined. Then you will get 5-1/4% cash back. Check out Bank of America charge cards. You can choose 3% for travel to start. Then depending how much you have in checking and savings that will increased.

[ALWAYS CRUZIN]

Error. I get 3-1/2% this is the one we have. The fee is $95.00 a year but it includes great travel insurance.

Low $95 annual fee and no foreign transaction fees^†

Bank of America^® Premium Rewards^®

50,000 online bonus points offer – a $500 value

·       Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases Calculate Rewards

·       Get up to $200 in combined Airline Incidental and TSA Pre✓ ^® /Global Entry Statement Credits

·       Access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service

·       Redeem for cash back as a deposit into Bank of America^® checking or savings accounts, for credit to eligible Merrill accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center

·       Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled? Learn more about Preferred Rewards

[CorgiCruiser123]

2 hours ago, twodaywonder said:

Just a heads up. This is what I used to do and they will no longer let me or anyone do it. Playing the slots. I would load $100.00 on my room. (The charge card) No matter how much of that I played I would always start again with $100.00 If the slot was cold and only used $20.00 next time I would start again with $100.00 You can easily see that my room card would have a lot on it at the end of the cruise. One cruise over $7,000.00. Last one was just over $3,000.00 They checked and would not let me cash out for that amount. Saying I did not play that amount and would not give me the cash, Took me down to customer service and put that money (In Cash) against the amount charged to my charge card. They called it money laundering. This is the reason I did it. My charge card gives me 3-3/4% cash back. So charging $7,000.00 on the card I would get $262.00 in cash back. I would leave the ship with the cash and deposit it in the bank to pay the card. I know what I will do now and get the same results. Not saying on here.

 

I successfully did this on a cruise on the Magic recently (July 6), so it doesn't seem like every ship cares.

 

I charged about $4,000 in slots, but only ended up actually playing about $80, cashed out the rest on the last night.

[hopelea]

We do it all the time but on a much smaller scale.  We receive the OBC from owning shares in CCL.  That is $100 OBC.  I go to the slots and set up my card, load $100 on it and then go cash it out so my husband can play the tables with the credit.   I was wondering how many other people had figured this out.  :)  

[ALWAYS CRUZIN]

3 minutes ago, hopelea said:

We do it all the time but on a much smaller scale.  We receive the OBC from owning shares in CCL.  That is $100 OBC.  I go to the slots and set up my card, load $100 on it and then go cash it out so my husband can play the tables with the credit.   I was wondering how many other people had figured this out.  🙂

Can not do that on Celebrity. Once you have the OBC on your card. You must use it all. However. What we did. Any winnings we cash out and you get a printed card. That you can take and cash in. Winnings you get to keep.

[bingomamma19]

5 hours ago, twodaywonder said:

Just a heads up. This is what I used to do and they will no longer let me or anyone do it. Playing the slots. I would load $100.00 on my room. (The charge card) No matter how much of that I played I would always start again with $100.00 If the slot was cold and only used $20.00 next time I would start again with $100.00 You can easily see that my room card would have a lot on it at the end of the cruise. One cruise over $7,000.00. Last one was just over $3,000.00 They checked and would not let me cash out for that amount. Saying I did not play that amount and would not give me the cash, Took me down to customer service and put that money (In Cash) against the amount charged to my charge card. They called it money laundering. This is the reason I did it. My charge card gives me 3-3/4% cash back. So charging $7,000.00 on the card I would get $262.00 in cash back. I would leave the ship with the cash and deposit it in the bank to pay the card. I know what I will do now and get the same results. Not saying on here.

Maybe because you were doing so much.   I have never ever had a problem downloading $100 or $200 on various days and cashing it out at the casino cashier.    I was just on the Horizon in April and did this as I needed cash for port days.

 

I also play the slots during the cruise with various amounts that I download from my S and S also.

[coevan]

4 hours ago, twodaywonder said:

Error. I get 3-1/2% this is the one we have. The fee is $95.00 a year but it includes great travel insurance.

Low $95 annual fee and no foreign transaction fees^†

Bank of America^® Premium Rewards^®

50,000 online bonus points offer – a $500 value

·       Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases Calculate Rewards

·       Get up to $200 in combined Airline Incidental and TSA Pre✓ ^® /Global Entry Statement Credits

·       Access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service

·       Redeem for cash back as a deposit into Bank of America^® checking or savings accounts, for credit to eligible Merrill accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center

·       Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled? Learn more about Preferred Rewards

 

 

Going to check out how the rewards work, as I love Capital One's mileage eraser. I can book any airline and Capital One just reimburses me. 

[DallasGuy75219]

7 hours ago, hopelea said:

We do it all the time but on a much smaller scale.  We receive the OBC from owning shares in CCL.  That is $100 OBC.  I go to the slots and set up my card, load $100 on it and then go cash it out so my husband can play the tables with the credit.   I was wondering how many other people had figured this out.  🙂

Warning to others... charging your S&S on the slots and then cashing out to your player bank without having gambled any of it will get your S&S systematically blocked from future S&S charges on the slots on that cruise.  hopelea may be successful doing it once a cruise, but the casino has controls in place to automatically block future charges after you've done it more than once or twice in a short timeframe (and definitely on a much smaller scale than twodaywonder's $7,000).

Edited July 17, 2019 by DallasGuy75219

[luv2cruise2thebeach]

13 hours ago, DallasGuy75219 said:

Warning to others... charging your S&S on the slots and then cashing out to your player bank without having gambled any of it will get your S&S systematically blocked from future S&S charges on the slots on that cruise.  hopelea may be successful doing it once a cruise, but the casino has controls in place to automatically block future charges after you've done it more than once or twice in a short timeframe (and definitely on a much smaller scale than twodaywonder's $7,000).

We were planning to load $200 onto a slot on certain days, playing about $20 of it and then cashing it out for use at the tables.  I am not talking about thousands of dollars like some of the other posts.  I assume that is permissible as long as I give them some action before cashing out.

[DallasGuy75219]

15 minutes ago, luv2cruise2thebeach said:

We were planning to load $200 onto a slot on certain days, playing about $20 of it and then cashing it out for use at the tables.  I am not talking about thousands of dollars like some of the other posts.  I assume that is permissible as long as I give them some action before cashing out.

Yes, should be fine as long as you play some of what you just charged on the slots amd don't do it for thousands of dollars.

[CorgiCruiser123]

1 hour ago, DallasGuy75219 said:

Yes, should be fine as long as you play some of what you just charged on the slots amd don't do it for thousands of dollars.

 

As I said above, I just successfully did this with $4k.  

[Elaine5715]

16 hours ago, DallasGuy75219 said:

Warning to others... charging your S&S on the slots and then cashing out to your player bank without having gambled any of it will get your S&S systematically blocked from future S&S charges on the slots on that cruise.  hopelea may be successful doing it once a cruise, but the casino has controls in place to automatically block future charges after you've done it more than once or twice in a short timeframe (and definitely on a much smaller scale than twodaywonder's $7,000).

True, I have gotten blocks when it does that thing where the machine doesn't complete the transaction and gives me the error " Amount transferred to Player Bank"  

[Mike_DeA]

I believe you can advance $3,000 per day in the casino.  However the casino is well aware of this trick and may cut you off at some point.

 

Why not just pay the 3% fee and get chips at the table.

Edited July 17, 2019 by Mike_DeA