Jump to content
Cruise Critic Community
Please look for and post on existing COVID-19 threads before posting a new one.
*Luv2Cruz*

Ship Dr. Coverage?

Recommended Posts

Does travel insurance cover treatments given by the ships doctor? TIA😁

Edited by *Luv2Cruz*

Share this post


Link to post
Share on other sites

Yes, it does, but you must pay up front upon debarkation and submit the bills to your insurance.  We had first hand experience with this a few months back.  We had to file first with Medicare, then Medicare supplemental, then NCL insurance.  I found the NCL insurance through AON the easiest and fasted to deal with.  Medicare and the supplemental plan not so much.  Took months to get their denials.  Keep all receipts.

 

Share this post


Link to post
Share on other sites

By the way, we now buy outside travel insurance which is primary.  Skips going through Medicare and supplemental.  Luckily we haven't had to use it.

Edited by ablodget2
Capitalization

Share this post


Link to post
Share on other sites
Yes, it does, but you must pay up front upon debarkation and submit the bills to your insurance.  We had first hand experience with this a few months back.  We had to file first with Medicare, then Medicare supplemental, then NCL insurance.  I found the NCL insurance through AON the easiest and fasted to deal with.  Medicare and the supplemental plan not so much.  Took months to get their denials.  Keep all receipts.
 
By the way, we now buy outside travel insurance which is primary.  Skips going through Medicare and supplemental.  Luckily we haven't had to use it.
Thanks!

Sent from my SM-T350 using Tapatalk

Share this post


Link to post
Share on other sites

If you use medical services on the ship, call your travel insurance company and notify them.  They will give you a claim number.  The hospital staff let my husband use the phone to call Nationwide when I got sick on the ship last year.

Share this post


Link to post
Share on other sites

Use travel medical insurance on a Uniworld cruise on the Yangtze 4 years ago.  Ship's doctor - it was a Chinese charter - used both "western" medical procedures and acupuncture.  Both were fully covered.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Forum Jump
    • Categories
      • Forum Assistance
      • New Cruisers
      • Cruise Lines “A – O”
      • Cruise Lines “P – Z”
      • River Cruising
      • ROLL CALLS
      • Digital Photography & Cruise Technology
      • Member Cruise Reviews
      • Special Interest Cruising
      • Cruise Discussion Topics
      • UK Cruising
      • Australia & New Zealand Cruisers
      • North American Homeports
      • Ports of Call
      • Cruise Conversations
×
×
  • Create New...