You can insure the prepaid non-refundable cost you paid so far as well as the known trip dates.  As you make subsequent payments and add additional legs to the trip, you can update the policy to include them.  As you increase the trip cost and/or trip duration, the cost of the policy could increase.  One important thing to remember, if you have certain time sensitive benefits included on your policy, such as the pre-existing condition waiver or Cancel For Any Reason (to name a couple), you need
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