Carnival Trip Protection

[kapcruiser]

I need pros and cons on carnival trip protection please. Also good or bad experiences.

[klfrodo]

Pro

The price is not age dependent

The policy includes CFAR (Cancel For Any Reason)

 

Con

Pre-existing medical conditions waiver for traveling and non-traveling family members are not included

Medical is "Secondary". You must file with your primary insurance provider first (even if you know there is no international coverage) wait for the denial letter, then file with Carnival (AON)

Medical is capped at $20K (way too low in my opinion)

Can get better coverage for comparable price from 3rd party.