BCAA Medical Travel Insurance/Preexisting condition

[MonikaJ42]

Hi all, my mother just recently was advised not to travel without insurance as she has some preexisting conditions.   We are looking at some providers and what BCAA offers looks good on paper but we all know its a different story when you submit a claim...  does anyone have any experience with BCAA?

 

Again thank you in advance for being so helpful!

 

Happy Cruising!

[LACruiser88]

You may want to check out the Cruise Insurance Forum here on Cruise Critic.  Link below...

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

 

[windstar]

10 hours ago, LACruiser88 said:

You may want to check out the Cruise Insurance Forum here on Cruise Critic.  Link below...

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

 

@LACruiser88 quick question, would you kindly share how you approach your travel insurance, while cruising? I know you cruise quite often with Princess, on lengthy cruises and was just curious. I hope I am not being too personal.

Thank you

[LACruiser88]

5 hours ago, windstar said:

@LACruiser88 quick question, would you kindly share how you approach your travel insurance, while cruising? I know you cruise quite often with Princess, on lengthy cruises and was just curious. I hope I am not being too personal.

Thank you

We always have the Princess Platinum insurance and also have a yearly GeoBlue Trekker plan for international medical and evacuation coverage.  🙂

[sunviking90]

You may want to go over to the Canadian Cruisers forum. There is usually quite a lot of info on there re insurance, and someone there may have experience with BCAA in particular. 
As far as I know the Princess policy is no longer available to Canadians.

[ldubs]

18 hours ago, MonikaJ42 said:

Hi all, my mother just recently was advised not to travel without insurance as she has some preexisting conditions.   We are looking at some providers and what BCAA offers looks good on paper but we all know its a different story when you submit a claim...  does anyone have any experience with BCAA?

 

Again thank you in advance for being so helpful!

 

Happy Cruising!

 

Some very good advice has already been provided.   If you are concerned about coverage for preexisting conditions, or anything else, I would strongly suggest you talk directly to BCAA regarding coverage limitations.  

Remember, we can share advice and experiences.  We will not be the ones approving or denying a claim.   

[WisCruiser2]

20 hours ago, LACruiser88 said:

You may want to check out the Cruise Insurance Forum here on Cruise Critic.  Link below...

 

https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/

 

 

Definitely check this out, you can even call and talk directly with Steve, he's very helpful! He would know what may be available in Canada and give you recommendations.

[MonikaJ42]

Thank you everyone for your comments/advice.  We are doing our research and its down to either BCAA or Tugo Insurance.  Right now Tugo is looking better as BCAA is done by Global Excel which has brutal reviews.  Thanks again!

[sunviking90]

Just now, MonikaJ42 said:

Thank you everyone for your comments/advice.  We are doing our research and its down to either BCAA or Tugo Insurance.  Right now Tugo is looking better as BCAA is done by Global Excel which has brutal reviews.  Thanks again!

Global Excel is brutal. Good that you researched to find that out. Unfortunately many insurance companies are using them to help process their claims. Most of the credit card travel insurance in Canada is also processed by them.

[windstar]

5 hours ago, LACruiser88 said:

We always have the Princess Platinum insurance and also have a yearly GeoBlue Trekker plan for international medical and evacuation coverage.  🙂

@LACruiser88 Thank you for sharing. Greatly appreciated😊