doris1930 Posted September 27, 2004 #1 Share Posted September 27, 2004 Anyone have a preference over travel policies and why? Need to get one soon. Thanks Link to comment Share on other sites More sharing options...
cruzincurt Posted September 28, 2004 #2 Share Posted September 28, 2004 I use Travelex since their coverage is primary, they pay first before everyone else. Link to comment Share on other sites More sharing options...
momofmeg Posted September 29, 2004 #3 Share Posted September 29, 2004 Do ANY cover prexisting conditions? Travelguard was recommended here a few months ago but I found although the prices were much more reasonable then the cruiseline it did not cover prexisting conditons. I have diabetes so if I ever needed that I am almost sure it would be diabetes related. Link to comment Share on other sites More sharing options...
Krazy Kruizers Posted September 29, 2004 #4 Share Posted September 29, 2004 We have been using Access America for several years - had to make a couple of claims - very pleased with the results. Link to comment Share on other sites More sharing options...
Tedder Posted September 29, 2004 #5 Share Posted September 29, 2004 I use Access America. My parents were given a recommendation for them from AAA. As it turned out they had a claim (lost luggage). Filed the paperwork and everything was settled very quickly with no hassles... Link to comment Share on other sites More sharing options...
cruzincurt Posted September 29, 2004 #6 Share Posted September 29, 2004 Seems to me that most cover pre-existing conditions IF you purchase the insurance within the specified number of days of your initial deposit. They call it "waiver of pre-existing conditions". We all have pre-existing conditions to some point. I think this is done so that should you later develop a medical condition that might impact going on the cruise, you can't hurry up and buy the insurance the next day. Link to comment Share on other sites More sharing options...
iowagirl411 Posted September 30, 2004 #7 Share Posted September 30, 2004 We purchased Travelguard at the time of our deposit and it did cover pre-existing conditions. Link to comment Share on other sites More sharing options...
Cruiserx6 Posted October 3, 2004 #8 Share Posted October 3, 2004 Does anyone know the best travel insurance for someone on Medicare? My husband is on Medicare and I understand that they don't cover him out of the country. So I am looking for the best insurance and a decent rate. I just don't know if $50,000.00 medical coverage is enough or not. Thanks Carol Link to comment Share on other sites More sharing options...
cruzincurt Posted October 3, 2004 #9 Share Posted October 3, 2004 Not having your current medical coverage work outside the States is common for many of us. I picked Travelex for the next trip since their coverage is primary. How much coverage probably depends on your health. I mainly buy the insurance for the emergency medical evacuation, but since we have elderly parents, the cancellation is also considered. Link to comment Share on other sites More sharing options...
Cruiserx6 Posted October 4, 2004 #10 Share Posted October 4, 2004 Ok Thanks, I went to Insure my trip and emailed an agent. She suggested Travelex or travelguard so I guess I will take a closer look at those two and compare. I want the evacuation coverage but I also need Medical coverage for my husband. Thanks again Carol Link to comment Share on other sites More sharing options...
LJLB6 Posted October 4, 2004 #11 Share Posted October 4, 2004 If you go to http://www.insuremytrip.com you can compare different policies from the various insurance companies. Link to comment Share on other sites More sharing options...
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