Effective tomorrow, "Celebrity Cruises will retain the full amount of the required deposit paid on Non-refundable rate codes (NRD) that are cancelled outside of final payment.  Future Cruise Credits (FCCs) will no longer be issued if booking is cancelled, or the ship/ail date is changed on an NRD rate code".   NRD bookings made prior to tomorrow are grandfathered under the old policy although the FAQs say you have to make a request to get your deposit back as an FCC (less applicable pe