Just come back from a Baltic cruise with celebrity where we took small amounts of Norwegian, Danish and Swedish, plus some Euros where we keep a stash for use elsewhere in Europe.
Do not bother , both Denmark and Sweden turned out to be card only even for an ice cream. With difficult managed to use my Norwegian towards a drinks bill in a bar , but that was I thought I was taking on the National debt !
I can understand that.
But this was the bar of a hotel in a tourist area, so surely a "card payments only" notice would have been sensible.
Had I wanted to buy a trinket that would have only wasted my time, since it was a coffee it also wasted their time and their money.
.
And it wasn't our place of choice - it was the only place open on a surprisingly deserted waterfront street.
100 yards up a side-street took us to the main pedestrianised street, busy with people. No p