Seas_Please

Since posting my question about trip cancellation insurance I've checked online and it seems there are quite a few highly-rated companies that offer this type of insurance for about half of what Oceania charges.

But someone brought up an interesting point I hadn't even considered. I have health insurance with Aetna and my wife has Medicare. Are you saying if we had a medical problem outside the country, our health insurance wouldn't cover us? If not, do companies sell health-insurance on a per-trip basis?

I wonder if I paid for the trip with my American Express card, would it be covered if I had to cancel?

It's almost time for me to make my final payment for my upcoming cruise in August. I'd like to know if it's worth buying the Oceania trip insurance which is about 10% of the cost of the trip. I'd like to have insurance in case of the unexpected, but is there a better way to buy trip insurance or is Oceania's a good deal?

Thanks

I have a Capital One Business card that does NOT charge transaction fees for non-US Dollars, but my Capital One personal card DOES charge transaction fees for non-US Dollars.

So you all are saying ATMs are everywhere? All the cruise ports will have ATM machines or do you have to find a bank somewhere to use the ATM?

I'm reluctant to carry too much cash around, but how easy is it to exchange US $$ currency to € on board ship or at the ports?

Are the exchange rates very high?

Do people use travelers checks anymore?

Can you get currency from American credit cards on board ship or ports?

How secure are the safes in the rooms on board?

What is the best plan to make sure you have enough € currency for when you need it?

Thank you