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Rob-Seattle

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Posts posted by Rob-Seattle

  1. I am a USA citizen with no physical address/residence.  I usually live in a country for one to two months at a time and have a virtual mailbox for mail in Europe.  Am I able to be insured for a cruise with any insurance company?

     

    It seems all of them require one to be a resident and/or have a physical address in a country to be qualified.  Living out of random hotels and apartments in countless countries every year seems to make me ineligible.

     

    I do have family in the USA and could leave an address there, although I am not listed as a resident at that location anywhere for mail or otherwise..

     

    Anyone have any suggestions on how to obtain trip insurance with this situation in mind?  There is a concern if I test positive for covid on/before the cruise.. (which is why I would like to obtain travel insurance)

     

    Thank you for your responses.

  2. 4 minutes ago, njhorseman said:

    I assume you mean you're a US citizen because you can't be a US resident if you don't live in the US. 

    Insurance in the US is regulated by the states. Policy terms, conditions, exclusions and premiums can and do vary by state. Hence a US insurer can't issue a policy to someone who doesn't reside in the US .

    Perhaps you can be insured by a company doing business in the country where you are residing. 

     

    I am a US resident by birth/have a US passport, although I work and travel around the world and usually only stay in a country for a few months.. Have an Internet business that allows me to work anywhere..

  3. I'm a USA resident that left the states in 2017 and have not been back since.  I live out of temporary hotels and apartments and do not have a permanent address. 

     

    I have a virtual mailbox in Europe for mail in another country and family members with an address in the USA.

     

    It appears all insurance companies require one to have been living at a physical USA address for coverage. 

     

    Does anyone know of an insurance company that covers people that do not have a physical address they live in for Covid/Trip-Cancellation Insurance?

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