Ned.Kelly

As a general rule of thumb using dynamic currency conversion is always worse than allowing your credit card company to do the conversion.

 

Even if you are charged in AUD many credit/debit cards still charge foreign transaction fees if the charge is processed through an overseas bank. RCI is in Miami, I think. As Mic said, cards like 28 Degrees Mastercard don't charge foreign transaction fees.

Welcome to cruise critic.

We always pick option B which is to have our bank do the conversion. We use our 28 degrees card for paying the account as this doesn't have the international transaction fee and usually has a fairly good currency rate.

OK Thanks :)😎

Hi group, I notice RCL have an option to pay onboard charges in either AUD or have them converted to USD. Their currency conversion is based on rates from Bloomberg plus a 3% currency conversion fee. I realise that I would need to compare charges, rates etc. with my BANKSA Visa debit card but was just wondering if anyone has had any experience with this and can offer feedback. Thanks