Gufy

I say get it for everyone but that's just me. Back in 2015, my mother who wasn't traveling with us came down with triple pneumonia (never heard of anyone getting triple pneumonia before) just before our cruise. The doctors gave us the 'she's not gonna' make it' speech so we cancelled the cruise. Royal provided all the necessary documentation and the insurance worked out great. To the doctor's surprise, Mom bounced back only to pass last year from cancer. We will always buy insurance.

That is our fear. My mom is 88 now and we have gone through that “she may not make it” experience as you had. Appreciate your feedback...and understanding. 😊

Part of the concern is that if she becomes ill and cannot cruise, the rest of the family would want to stay home with her. If she is in her own cabin by herself, no one can just “take her spot.”

Gerif, this is our real concern. She is sharing a room with us, but if she gets too ill, we wouldn’t want to leave her and there are 5 of us. I am gathering that we should all have the ins in this scenario.

we have a family trip scheduled to the Southern Caribbean in September 2019. Mother, son and 2 daughters and granddaughter. Mother is elderly but is well enough to go now. We are planning on getting travel ins for her because If she, for some unseen reason, can’t make the trip. Is it necessary for all of us to get the insurance? If something happens to her and we need to stay home because of having to care for her or worse, will her insurance cover us or do we need to each have our own?