Juno3

Underwatr-- If the medical coverage is secondary with CSA then were you expected to pay your medical bills upfront with your Credit Card with both the hospital and the shipboard medical expense ? That can be a very big bill !

Thank you for sharing your own experience with the CSA claim. The AM Best Rating is a good suggestion. It gave me more places to look besides reading all the negative reviews.

My question has to do with Travel Insurance. We put down a deposit for a River Cruise with SmarTour Danube Discovery in 2019. Their TripMate Insurance has the lowest premium but has also very bad review from customers. In doing research on line looking at Square Mouth and Insuredmytrip.com, I found many companies but they all appear to be glad to take your premium but NO customer service when you need to file a claim . Even the big companies Aliantz & AIG Travel Guard have lots of negative reviews on line. Any advice on travel insurance would be appreciated. I am looking to buy Travel Insurance with a company that will make me jump through the least amount of hoops in case of a claim. Does such company exist ? Thank you.