Kabal22

1 hour ago, firefly333 said:

If carnival is taking 90 days for refunds, why file a dispute? Just because you are bored and impatient like all of us are who are stuck at home?

 

Actually I worked in disputes for am ex. If it's for a relatively small amount they will write it off, and tell you the credit will remain  on your account. We weren't allowed to say we wrote it off, now the value of your account with us is diminished. You actually have a value, but we cant tell you that either.

 

Some get mad if told the credit didnt come from the merchant, but we had a calculation of how much it costs in terms of employee time etc, and below that we wrote it off. 

Has nothing to do with boredom. Thinking about using the option while I have it. If I wait the 90 days and the refund either does not happen or, worse carnival is out of business, then I am out for sure. 

I'm pretty sure the cost of a cruise is a large enough amount the card company is not going to just write it off. But I agree with you I don't like the idea of sticking the cc company with it. 

I have been wondering this also.  Mine was canceled when they suspended operations and I filled out for the refund.

I paid for mine earlier this year and am still in the dispute window with me credit card company.  I wondered about going ahead and filing a dispute while I still have the option.  I also have a shore excursion I have not gotten refunded yet for.  I just don't want to see Carnival hold it against me for filing a dispute; which I have heard horror stories of other lines banning passengers who tried to dispute charges.  Has anyone had experience filing a CC dispute with them before?  

7 hours ago, luv2trvlnow said:

No we had our insurance through insure my trip.  In fact they are no longer selling that particular policy with the 'cancel for any reason".  We booked and purchased our cruise at the beginning of December before all of this became known.  Then we cancelled just before Carnival changed their cancellation policy.  So our penalty was the deposit of $300 since it was a 5 day cruise.  With cancel for any reason we will get back $225 (75%).  Not much to pay to for the peace of mind of not being quarantined.  Not as worried about catching it, even though we are in the age group they are warning about we don't have any underlying conditions.  But our oldest son does have conditions.  We are a small family.  All parents have died and we only have our 2 sons. I have no bothers or sisters.  My husband has a couple of brothers that both have series heart problems.

 

Our other future cruises also have "cancel for any reason" but through a different insurance company but still through insure my trip.  We always purchase our insurance within 2 weeks of booking a cruise.  The policies we pick don't cost much more than those without cancel for any reason.  Our premiums are already on the higher side since we are older.

 

I believe Carnival's cancel for any reason gives you a future cruise credit not cash back.  I prefer the cash back.  They also don't have the same level of coverage for medical and evacuation as outside insurers offer.

I second using insuremytrip for comparing and buying insurance.  In my experience the insurance offered through Carnival is much less coverage, only covers the cruise portion, and only gives you future credit.  I can usually find a more comprehensive policy for close to the same cost as the Carnival insurance offering.

We are booked for a March 28 cruise out of Miami. 

Like a lot of others, my main concern is the risk of being quarantined and stuck on the ship for days (or weeks) after our cruise. We are in our 40s and healthy, I totally get the higher concerns of those in a bigger risk group. 

I hope in the next couple of weeks they figure out a better solution than a whole ship quarantine. It does seem though, at least, that it has only happened to a couple of ships that we have heard about. There have to be dozens of cruise ships starting and finishing between all of the ports they operate out of. 

At this point we have no intention of canceling unless the decision is made for us. With the OBC I am looking forward to finally trying out the steakhouse!