CMHMCOCDG

I just booked for December 6, 2020 on Royal a couple of days ago (I think they are going to start sailing by then, if not worst case is I get 125% FCC).  I'm going to be using my FCC from my cancelled trans Atlantic to book something on Carnival for spring 2021.

Couldn't have said it better than OP myself.  No one is making anyone cruise.  I am one of those that has exactly zero concern about Covid.  I have not changed my life, routine or activities in any meaningful way other than certain things being closed and not having the option.  

That being said, I really do believe we will see sailings start to resume on 11/1/20 in a limited capacity.  I feel that if the CDC was going to extend the no sail order they would have done it last Thursday as they have every other time.  I just booked on the Oasis on 12/6/20 and have a reasonable level of confidence that we are going to sail.  If not, we will go somewhere else and rebook the cruise a few months out.  Traveling is very inexpensive right now and I am taking advantage of it every chance I get.  There are plenty of Caribbean islands open to US tourists with either a health declaration or a negative test result within a certain time frame (see this link https://www.timeout.com/usa/news/all-the-caribbean-countries-that-are-currently-open-for-tourism-091620#:~:text=British%20Virgin%20Islands%3A%20Not%20currently,currently%20open%20to%20U.S.%20visitors. for a list of open countries and restrictions).