phaeton

Curious if you know if they charge.

AMEX will let me cancel today with no fee and a full refund. So its now picking the coverage that is best. Their new coverage is even more limited on what it covers. So I need to pick another vendor but who? I went to a web sitre that shows a compairson of all coverages and costs. Very confusing.

I also question this because it makes no sense. If you only insured the cost of your airfare to SJU and back, you are not covered for your cruise. No insurance company is going to insure something you didn't pay to insure.

 

Please come back and post what AMEX said when you verify this with them.

Is the Starbucks Via better then the ships coffee. I was at costco today and almost purchased it there thinking it would be easy to get hot water in the Windjammer or for that matter the MDR. Would this give me a good cup of coffee.

Starbucks Via

Travel Wallet

Cruiseco your amazing with you knowledge of the trip insurance issues. While I did not buy coverage thru Costco Travels progam when I purchased the cruise I did happen to buy thru AMEX back on Sept 13, 2012 their travel protection program for what I thought was the value of the Airfare only the trip to San Juan and back. So I called AMEX today tro find out what my coverages included and they said the cruise would be covered. That my coverage was from the day I left My home city till I returned.

Does this sound correct to you? If so then I probably don't need any other coverages. Their program is called: TRIP PROTECTION PLUS.

the benefits are:

Trip Protector Plus

The Trip Protector Plus includes:

• Trip Cancellation/Interruption - for trip costing up to $25,000* per Covered Person
  
• Emergency Medical and Dental Expenses - up to $20,000 per Covered Person
  
• Emergency Medical Evacuation/Repatriation - up to $20,000 per Covered Person
  
• Baggage Loss - up to $400 per Covered Person
  
• Baggage Delay - up to $100 per Covered Person
  
• Airflight Insurance - up to $50,000 per Covered Person
  
• 24-Hour Travel Assistance Support - available 24 hours, 7 days a week
  

Trip Cancellation/ Interruption> Up to Trip Cost (Max. $25,000)* per Covered Person

Reimburses cancellation penalties or unused arrangements and for additional travel costs up to your total trip cost of a maximum of $25,000 per Covered Person should you need to cancel or interrupt because of illness, injury, or death to yourself, a family member, or traveling companion; jury duty; subpoena; labor dispute or strike affecting travel services; and other unexpected incidents.Emergency Medical/Dental Expense> Max. $20,000 per Covered Person

Reimburses medical and dental costs should you incur hospital charges or other emergency medical or dental bills not covered by other health insurance as a result of Sickness** or Accidental Injury occurring during your Covered Trip.

Emergency Medical Evacuation/Repatriation> Max. $20,000 per Covered Person

Reimburses and arranges for medical transportation services, including ambulance and evacuation, should a Sickness** or an Accidental Injury make it necessary. Also covers cost of round-trip transportation for visitor to be at your bedside if you're hospitalized for five or more days***.

Baggage Loss> Max. $400 per Covered Person

Reimburses you for baggage and certain personal items that are lost, stolen, or damaged during your Covered Trip.

Baggage Delay> Max. $100 per Covered Person

Reimburses for the purchase of necessary personal items contained in your baggage if delayed by the airline for as little as six hours.

Airflight Insurance> Max. $50,000 per Covered Person

Provides coverage during your flight for Accidental Death or serious accidental injuries.24-Hour Travel Assistance Support> 24/7

Provides travelers with medical and legal referrals, assistance with lost travel documents, translators, and interpreters, as well as arrange for visitors if you're hospitalized while on your Covered Trip.

What am I missing from the coverages mentioned above?

The price was nominal at the time of booking for $43.06 per person X 5.

Do I need to buy any additional coverages?

We saw this link and thought it might be fun to take will there on the Brilliance over Christmas.

http://www.tropicalad.com/lobster.html

No he is not in any pre-existing condition. Living in a nursing home but you never know what might happen. He is stable. So I don't think it would be a Pre-existing condtion. But it could be a trip interuption if something occured before leaving or while on the trip.

Unfortunately you're in a pickle.

For most insurances to cover pre existing conditions or to get cancel for any reason, you needed to purchase within X number of days after your cruise deposit.

Another important question is regarding you're FILs current status. Are you thinking he may pass at any time? Or have the doctors said that time is short?

Insurance companies protect against unforeseen events, not imminent events.

 

Costco, where you bought your cruise, sells excellent coverage for their members. Talk to them. Also look at the cruise lines insurance. Some have good cancel for any reasons policies, however most cancel for any reason policies only reimburse a credit of 50 to 75 percent and you must cancel within 48 hours of beginning of trip.

Would this be also Trip Interuption coverage.

My Wifes Dad is in a nursing home and is suffering badly from Alzheimers. He could pass away at any time. what Travel Insurance company is best to insure with in the event he passed away before the cruise or while we are on it. We are scheduled over Christmas December 22-29. Traveling out of San Juan.

We are from the Midwest area. (Kansas City)

We did buy trip insurance on the airline tickets. But not the Cruise. Our cruise was purchase at Costco Travel.

Is there such a thing as "Need to Cancel any Reason? " coverage?

Has anyone recently visited Guadeloupe? My family and I will be visiting in December. We never book shore excursions with the ship. However we do not speak French so I am not sure what to do. I would like a tour of the town and then would like some beach time at St Anne's beach. Should we rent a car on our own? Has anyone experienced any problems renting a car there?

Hope there is an easy way to take a family of five to the beach. Being there Christmas Day you have to wonder if anything will be open.