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Interesting comments. Personally I didn't think there should be an obligation to refund money for a personally organised tour when the cruise ship cancelled a port due to "whatever"! But that happened to us on a Silversea cruise up the Vietnam coast where we had to cancel a port due to high winds. The darling tour company owner quickly refunded our money when we cancelled. We ached for those guides/drivers who were without income that day.

Frankly we would have been happy to compensate them. They missed out on income and a tip too. (That is a lot of income for people living in low paying countries) But have to say the charming Vietnamese tour company manager was so forthcoming. I would highly recommend them for folks next time. Hope it is like this in Spain etc on our upcoming cruise - Silversea Barcelona - Lisbon.

If you are in the Caribbean then one should dress for that climate and environs. If you are in Asia where dress style is more formal, then, I believe it is important to comport oneself respectfully for the locals....and surely that is the same thing on any cruise ship.

For instance....our experience on Silversea in Baltic and Mediterranean was dress for "climate, local appropriate".

When dress code is Casual...guys, please don't wear a T-shirt no matter how hot you think your bod is! To informal nights, men should wear a jacket, no tie, as mentioned by an earlier poster. (A/C working as usual!)

Dinner jacket should be worn to Formal nights as suggested. (Ye gods if you are unhappy with this please find alternative cruise lines if this is too much to ask.)

For women, what is wrong with being respectfully dressed in countries that don't hang around in Sweats? One does not have to be dressed to the "nines" but many Asian countries's women (or men) don't flaunt their bods and would appreciate if you don't look like you are bouncing around your own homes or off to the supermarket.

All this does not require new or extra clothes. Casual -just bring the clothes you would wear to go to the township near you. Wear the comfortable clothes you would wear to the city for informal clothes and make an effort and dress up for formal nights. - think formal dinner not formal ball gowns! None of this take huge trunks of clothes...trust me...we have done it!