Bearlee

188 days till my last day of work. I am 55 and my wife will retire 3 years later. After that, we can cruise whenever we wants (time wise, not $ wise).

Will be going for a 2 weeks "pre-retirement" holiday in Dec. Upon return, will retire in exactly one month.

Counting down to my target retirement date July 20th 2020. A few days short of my 58th birthday. From then it is another life.

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I live in Singapore so I think I can offered good advice.

Money changer are abundant everywhere, mostly in shopping mall downtown and MRT major stations. (MRT is Singapore subway/train system)

For reference rates, here is an online web http://www.mustafa.com.sg/frmForex.aspx

US$ are also accepted in major departmental stores but obviously rates are not good.