lar3313

Anyone who believes they home health insurance covers them on a cruise beware. I thought the same thing until I learned it will cover you but only at medicare rates in the US. If the cruise line or anyone charges anything over approved rates you will pay the difference. I learned this the hard way and now always have travel health insurance.

I called GEO Blue for clarification about coverage onboard a ship. I was told the information I received was inaccurate and there is coverage on my NCL cruise leaving Valpariso and ending in Miami. Obviously coverage will cease upon disembarking in Miami. I suspect first person was confused about POA. Strongly suggest you call Geo Blue before purchasing.

According to GEO Blue since NCL is based in the US they will not cover cruise ships regardless of where the cruise ship is located. They told me if I left the cruise ship they would cover it. Just found that out after I purchased it for an upcoming cruise.

I just talked with Allianz and they told me the annual policy only covers trips 45 days in length. I have decided to pay for each trip as some of my trips last overs 45 days at a time. Watch what you buy as I found out GEO Blue will not cover you on a cruise ship. Allianz will also cover you on travels in the US when you are more then 100 miles from home. Allianz does have a look back of 120 days for pre-existing conditions.

The Chase Sapphire Reserve will cover your expenses if unable to travel due to illness up to $10,000. Will provide emergency evacuation up to $50,000 due to illness and emergency medical up to $3,000. I then buy GEO BLUE for additional medical as I am over 65 and total trip is usually longer then three months. The card has annual fee of $500 but $350 in direct reimbursement for any travel expense. Have not found a better travel card.

Not sure about all cruise lines but this is how it was explained to me on my last cruise with Norwegian.

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I just spent two weeks in room 8202 sailing around the horn of South America a month ago. The two rooms you mention have the biggest balconies of all forward suites. The room was spectacular along with the service. My favorite perk you have a separate place to eat breakfast and get away from the crowds. My advice well worth the cost you will not be disappointed

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The only way to get last minute upgrades is to book directly with cruise line. On our last cruise we were upgraded from balcony to suite for $500 two days before the cruise. Again a TA does not get these last minute deals because as said the cruise line will not talk with you if you use a TA.

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I get a supplement on my Medicare that covers me outside of the US provided trip is less then three months. It was an added cost on my supplement of $25 per month. Not all supplement do this but they are available. I will get to find out how it works as I went to the doctor on the cruise ship for a cold and got a bill for $3000.00

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Also trip advisor great source to find local tours. Remember all local tours will get you back on time because they need good rating on trip advisor to stay in business.

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I always do it myself. I recommend you get to your destination a day or two early this will help you to enjoy the cruise from the first day instead of being tired from the flight. Also if weather problems you still make the cruise. If you search the web you will always have many transportation options. I always try to book a hotel close to the terminal.

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We are spending two weeks in Buenos Aires after our cruise. What suggestions do you have.

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Can call shore excursion office to make the switch. Better yet do some online searching and book your tours directly with locals. The prices are generally about half and you travel in a smaller group instead of the large crowds. Thus you have a much more enjoyable experience and save money.

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