Travers22

You are right about the number one. Never thought of it because my code does not have a one in it. I just remember the first time I came across this problem I had a heck of a surprise. Had to use my cell phone to translate from numbers to letters.

I am from the U.S. where we have 4-digit pins. But be aware that some ATM's in Europe use letters instead of numbers so be sure to memorize your pin both numerically and alphabetically. Can be a pain if you don't know it and you are trying to withdraw cash.