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We were on this cruise too. We were initially disappointed when the change of itinerary was announced, but we thoroughly enjoyed ourselves onboard and at the ports. We'll make it to Bermuda some other time. Loved Boston too!

Our main reason for the insurance is for the possibility of medical evacuation. We have been on several cruises where a medical helicopter was involved and the next port was far away. I shudder to think what that cost.

We've booked our cruises through a TA and gotten the credit many times. Only once on another cruise line was it denied and I think is was because our TA booked us in some sort of block of reserved rooms with a group rate. It's great to have that little bit of mad money!

Is the garage valet, or do we get to keep our keys?