redtinarn Posted March 14, 2010 #1 Share Posted March 14, 2010 Anybody ever purchased this through your travel insurance policy, or is it better to purchase through the rental car company? Which is usually cheaper? I'm looking at a policy that only charges $49 extra for the coverage with my travel insurance. Link to comment Share on other sites More sharing options...
jt88 Posted March 14, 2010 #2 Share Posted March 14, 2010 Your own auto insurance will almost always offer this with your policy at no charge. I'd just give them a call and find out, and if they do, then decline the coverages from the rental companies, they're usually rip-offs Link to comment Share on other sites More sharing options...
redtinarn Posted March 14, 2010 Author #3 Share Posted March 14, 2010 Only problem with using our car insurance is having to file a claim to use it. We would prefer to use the travel insurance we have to purchase anyway. Link to comment Share on other sites More sharing options...
cruiseco Posted March 14, 2010 #4 Share Posted March 14, 2010 as far as cost, it really depends on how the policy is set up.for example, travel guard has it as an add-on for $9/day which will usually be less than the rental car agency. with one of the travelex plans it's a $49 add-on but that's a flat rate for trips up to 30 days in length. so if you'll be renting a car for 6+ days the travelex plan becomes the better deal. for myself, i get this coverage at no additional charge if i rent the car using my american express card. check all of your credit cards to see if one has the same set up. Link to comment Share on other sites More sharing options...
redtinarn Posted March 15, 2010 Author #5 Share Posted March 15, 2010 for myself, i get this coverage at no additional charge if i rent the car using my american express card. check all of your credit cards to see if one has the same set up. Thanks, I didn't know that credit cards did that! I'll have to call my company and ask! Link to comment Share on other sites More sharing options...
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