What is non dcc means ?

[falados99]

This keeps coming up on my credit card app and taking my money out during the cruise what ever happen paying @ the end ?

 

 

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[BekkaW]

Your post isn't entirely clear, but if they are charges coming up while you're on board it is most likely holds. These will drop off some time after your final bill is actually charged at the end of your trip. The length of time it takes to drop off varies.

[falados99]

So I can't buy any beer or dine in without being charged over 100 bucks per day ?

 

 

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[BekkaW]

Suggest you go to guest services and ask. But if these are holds you are not actually being charged, they're basically just ensuring that your card has enough credit on it to cover your bill.

[SC_Floaters]

I see you're from Australia. This is probably what that DCC is..

 

Dynamic Currency Conversion (DCC) or Cardholder Preferred Currency (CPC) is a financial service in which holders of credit cards, when making a payment in a foreign currency, have the cost of a transaction converted to their local currency at the point of sale. It allows customers to see the exact amount their card will be charged, expressed in their own home currency, but the exchange rate is generally less favorable than that offered through their credit card company. In addition, if the card issuer charges a fee for charges made outside of the card holder's home country, that fee will be added in addition to the DCC fee, despite the fact that the charge was made in the home currency.

 

Check it out at Wikipedia http://en.wikipedia.org/wiki/Dynamic_currency_conversion

 

Or a Google Search

 

Dennis & Sue

[AltarEgo]

I see you're from Australia. This is probably what that DCC is..

 

Dynamic Currency Conversion (DCC) or Cardholder Preferred Currency (CPC) is a financial service in which holders of credit cards, when making a payment in a foreign currency, have the cost of a transaction converted to their local currency at the point of sale. It allows customers to see the exact amount their card will be charged, expressed in their own home currency, but the exchange rate is generally less favorable than that offered through their credit card company. In addition, if the card issuer charges a fee for charges made outside of the card holder's home country, that fee will be added in addition to the DCC fee, despite the fact that the charge was made in the home currency.

 

The OP's question was: What's is a "non dcc".

[Sarvowinner]

You can elect to be charged in USD rather than in your home currency. I assume non-dcc means you will be charged in USD & your credit card or bank will do the conversion rather than some rip off third party.

 

 

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[SC_Floaters]

The OP's question was: What's is a "non dcc".

 

Well, I might have got the DCC part.